SMSF Residential Loan
Looking for a low rate SMSF loan? loans.com.au has some of the lowest rate SMSF loans in the market.
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Our SMSF Loans
| SMSF Loan | Interest Rate | Comparison Rate | Monthly Repayment | Product Features | Details |
|---|---|---|---|---|---|
SMSF 70Most Popular
|
6.99 % p.a. | 7.00 % p.a. | $3,323 |
|
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SMSF 80 |
7.49 % p.a. | 7.50 % p.a. | $3,493 |
|
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SMSF 80 (Fixed 2 Years) |
7.34 % p.a. | 7.48 % p.a. | $3,441 |
|
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SMSF 80 (Fixed 3 Years) |
7.24 % p.a. | 7.45 % p.a. | $3,407 |
|
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SMSF 80 (Fixed 5 Years) |
7.39 % p.a. | 7.47 % p.a. | $3,458 |
|
Enquire now |
Why choose a self managed super fund loan?
Zero monthly fees
Saving on fees also means more money towards your SMSF goals.
One central hub
Access your SMSF loan via our easy-to-use online app Smart Money.
Unlimited repayments**
Pay off your SMSF loan sooners with unlimited extra repayments.
A win for you.
No application and settlement fee. No monthly or ongoing fees.
Calculate your SMSF borrowing capacity
Fill out your information, and we can estimate your maximum SMSF borrowing capacity on an investment property.
Based on the data you have supplied, we estimate you can borrow:
Looking for a low rate SMSF loan? loans.com.au has some of the lowest rate SMSF loans in the market.
A self managed super fund loan that looks just like this
Here’s your new offer with a real low rate
Rates
Principal & interest
Fixed Term:
–
–
Interest Rate:
6.99% p.a.*
7.49% p.a.*
Comparison Rate:
7.00% p.a.*
7.50% p.a.*
Max LVR:
70%
80%
2 Year
3 Year
5 Year
Interest Rate:
7.34% p.a.*
7.24% p.a.*
7.39% p.a.*
Comparison Rate:
7.48% p.a.*
7.45% p.a.*
7.47% p.a.*
Max LVR:
80%
80%
80%
Key Features
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
No monthly or ongoing fees
No settlement fee
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,323 per month#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest.
Fees
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$0
P&I
Interest Rate:
Comp Rate:
Max LVR:
6.99% p.a.*
7.00% p.a.*
70%
Interest Rate:
Comp Rate:
Max LVR:
7.49% p.a.*
7.50% p.a.*
80%
Fixed Term:
Interest Rate:
Comp Rate:
Max LVR:
2 Year
7.34% p.a.*
7.48% p.a.*
80%
Fixed Term:
Interest Rate:
Comp Rate:
Max LVR:
3 Year
7.24% p.a.*
7.45% p.a.*
80%
Fixed Term:
Interest Rate:
Comp Rate:
Max LVR:
5 Year
7.39% p.a.*
7.47% p.a.*
80%
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
No monthly or ongoing fees
No settlement fee
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,323 per month#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest.
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$0
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
As seen on...
Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
A guide to SMSF Property Valuations
An SMSF property valuation is essential when creating annual SMSF financial reports. It’s there to confirm if your SMSF follows superannuation fund laws. The asset valuation also affects the returns for members and overall SMSF sector performance.
A guide to SMSF commercial property
Investing in commercial real estate is a popular way to use your SMSF. It provides great profit potential while giving members more flexibility compared to stocks, bonds, and residential property investments.
A guide to selling SMSF property
If you’re planning on selling your SMSF property, but don’t know how to go about it, here’s what you need to know:
Can I lend money to my SMSF to buy an investment property?
Retirement options for SMSF Property
The Pros and Cons of Using SMSF to Invest in Property
How to Set Up an SMSF for Property Investment
How do SMSF Trustees work?
Buying land and building with SMSF
A guide to SMSF Home Loans
How to refinance an SMSF loan
