Private Sale Caravan Loan

Flexibility, freedom and independence. That’s the lifestyle our caravan loan supports.

Private Sale Caravan Loan

8.09

p.a

Rates from**

9.34

p.a

Comparison rate*

Available for Home Owners only

Available for Used Caravans up to 7 y/o

Redraw up to $5,000/day for variable rates

Up to 7 year loan term+

Fast Approval time

Apply Now

Our Google Rating

4.5

444 reviews

Why choose this loan?

Competitive rates

We offer some of the most competitive caravan loan interest rates so you can keep your repayments affordable with our low interest rates.

Pre-approved in minutes~

Apply online or talk it over with one of our lending specialists for a quick decision so that you can turn your caravan dreams into reality, quicker than you think.

Ability to redraw extra funds

Redraw access up to $5,000/day on a variable rate loan if you’re ahead on your repayments, giving you flexibility if you need to make caravan repairs or upgrades.

Flexible finance for you

Borrow from $5,000 up to $100,000 with a loan term to suit your needs. Choose from three to seven years, with weekly, fortnightly or monthly repayment options.

Which caravans do you finance?

To qualify for our caravan loan, acceptable asset types are considered as;

Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.

Assets types we will not provide a caravan loan for are;

Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
Any type that is DIY home built

To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.

A low rate caravan loan that looks just like this

Here’s your new offer

Rates

Variable Rate

Private Sale < 3 years

Private Sale < 5 years

Variable Rate:

8.24% p.a.**

Comparison Rate:

9.49% p.a.*

Fixed Rate

Private Sale < 3 years

Private Sale < 5 years

Private Sale 6-7 years

Fixed Rate:

8.09% p.a.**

8.19% p.a.**

9.49% p.a.**

Comparison Rate:

9.34% p.a.*

9.44% p.a.*

10.74% p.a.*

Key Features

Flexible loans

Approval within 24 hours~

Borrow from $5,000

Easy online process

Access your account via Smart Money app

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$177 per week^#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 8.24% variable rate.

View caravan loan calculator

Fees

Application fee

$500

Monthly fee

Discharge fee

Rates

Variable

Variable Rate:

Comp Rate:

8.24% p.a.**

9.49% p.a.*

Fixed

Fixed Rate:

Comp Rate:

8.09% p.a.**

9.34% p.a.*

Key features

Flexible loans

Approval within 24 hours

Borrow from $5,000

Easy online process

Access your account via Smart Money app

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$177 per week^#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 8.24% variable rate.

View caravan loan calculator

Fees

Application fee

$500

Monthly fee

Discharge fee

Apply now

View Product Brochure

Low rate caravan loan eligibility

Apply now

Join our other customers

More than exceptional

“My experience with loans.com.au was more than exceptional. Ray was nothing short of amazing throughout this process. I highly recommend loans.com.au!„

Matthew P.

23 Aug 2024

Very professional and polite

“This is a very good organization. Less than a week turnaround, and they were very professional and polite. I recommend this business.„

Drew D.

19 Aug 2024

Easy application process

“By far the best lender I've ever dealt with. Sooooo much better than any of the big 4. Easy application process and great customer service.„

Lisa S.

16 Aug 2024

Highly recommended

“It is great experience working with Sonia from Loans.com.au. She is very knowledge, good communicator, follow up and responds quickly which helped to get the approval in few days exceeding my expectation.„

Rajesh M.

29 Jul 2024

Very Happy with Jessica's service

“Very Happy with Jessica's service so far. She is knowledgeable and efficient, and always available to answer my questions. The portal is also very easy to use. Thank you.„

Cristina R.

09 Jul 2024

Would definitely recommend Loans.com.au

“Would definitely recommend Loans.com.au, very competitive loan rate, app simple to use, staff easy to talk to.„

Roxanne L.

08 Jul 2024

Best experience

“We had the best experience getting a loan with the loans.com.au. Everyone we spoke to was friendly and transparent with communications. We really appreciated all the effort the loans.com.au team put into turning around our finance approval <3„

Stamatia B.

04 Jul 2024

Outstanding customer service!

“I had an excellent experience with loans.com.au while securing my car loan. Rena and Crystal provided exceptional service throughout the entire process. They were knowledgeable, efficient, and always available to answer my questions.„

Rohit P.

17 Jun 2024

Unbelievable result

“Unbelievable result achieved by amazing team of professionals! I’m really grateful to loans.com.au for saving my property deal and will recommend everyone to use their services. Thank you!„

Alexander S.

15 Jun 2024

Best company for organizing loans

“If you ask me who is the best company for organizing loans, I will tell you: it is loans.com.au. I had an excellent experience with them. Sonia, who helped us to get the loan in just 3 days exceeded my expectations. It was done very professionally, without any stress. I would definitely recommend loans.com.au to borrow money from.„

Svetlana S.

14 Jun 2024

kind and so helpful

“Loans.com.au made it so easy to get my car loan. I was quite overwhelmed when I first started looking in to a loan but once I spoke to Garth, he explained everything so clearly and answered all of my questions without any hesitation. He was so kind and so helpful, and so was everybody else I spoke to within the team.„

Jasmin R.

01 Jun 2024

Very helpful with clear communication and quick responses

“Ray and Jordan at Loans.com.au have helped us to acquire the mortgage in a short time. They are very helpful with clear communication and quick responses. Definitely recommend anyone give them a go!„

Vincent L.

08 May 2024

Our Google rating

4.5 444 reviews

As seen on...

Our caravan loan application process

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

Settle & save

Your loan will settle and you'll start saving with your new loan rate!

Apply Online

How it works

Low rate caravan loan eligibility

Caravan hunt and budget with confidence with pre approval

Apply now

Private Sale Caravan Loan