Solar home loan
Start your journey to a more energy efficient home and get rewarded with our great rate.
Multi-award winning
Solar Home Loan
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Discounted 5yr solar home loan rate~~~ -
Offset sub-account available for +0.10%^
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No monthly or ongoing fees
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Fee Free redraw on any additional repayments
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Pay your bills via BPAY
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Access your account via Smart Money app
Why choose a Solar Home Loan?
Offset available for 0.10%^
Add an offset sub-account with a Visa debit card access to help you to pay off your solar loan sooner.
Zero monthly or ongoing fees
Save over the life of your solar home loan with access to award winning rates and no hidden fees or charges.
Unlimited free redraws
Make extra repayments with a redraw at no extra cost and benefit from our low rate loans.
Quick and easy process
Apply online or chat to one of our lending specialists for a quick decision and easy application.
A solar home loan that saves you more.
Here’s your new offer
Rates
Principal & interest
Interest Rate:
Comparison Rate:
Max LVR:
Solar Home Loan
5.99% p.a.~~~
6.44% p.a.*
90%
Interest only
Interest Rate:
Comparison Rate:
Max LVR:
Solar Home Loan
6.49% p.a.~~~
6.66% p.a.*
80%
Key Features
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$2,995 per month.#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest.
Fees
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
P&I
Solar Home Loan
Interest Rate:
5.99% p.a.~~~
Comp Rate:
6.44% p.a.*
Max LVR:
90%
IO
Solar Home Loan
Interest Rate:
6.49% p.a.~~~
Comp Rate:
6.66% p.a.*
Max LVR:
80%
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$2,995 per month.#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest.
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
Download the Key Facts Sheet
Our home loan products are recognised & awarded by the Australian financial industry
| Rates |
|
| Key Features | Up to 30 years loan term |
|
| Available for refinance or purchase |
|
|
| Unlimited additional repayments |
|
|
|
|
|
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $2,995 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest. |
| Fees | Application fee | $0 |
| Ongoing fees | $0 | |
| Security assessment fee | $230 | |
| Government fees | At cost | |
| Settlement fee | $300 |
P&I |
|||
| Solar Home Loan | Interest Rate: 5.99% p.a.~~~ |
| Comp Rate: 6.44% p.a.* | |
| Max LVR: 90% |
IO |
|||
| Solar Home Loan | Interest Rate: 6.49% p.a.~~~ |
| Comp Rate: 6.66% p.a.* | |
| Max LVR: 80% |
| Up to 30 years loan term |
|
| Available for refinance or purchase |
|
| Unlimited additional repayments |
|
|
|
|
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $2,995 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest. |
| Application fee | $0 |
| Ongoing fees | $0 |
| Security assessment fee | $230 |
| Government fees | At cost |
| Settlement fee | $300 |
Download the Key Facts Sheet
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
As seen on...
Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.
Choosing the best home loan for refinancing
Home refinance loans are not a one-size-fits-all solution. When looking for the best home loans for refinancing, make sure your refinance options have the following.
Should you refinance your investment loan?
Like any investment strategy, you need to consider all the potential risks involved. There’s a right time and place for refinancing your investment loan. Before you delve right in, you need to review your investment carefully.
Can refinancing your home loan save money?
Refinance your home loan to save money with lower rates, flexible repayments, and faster loan terms. Explore options like switching loan types or adding an offset account.
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