Solar home loan

Start your journey to a more energy efficient home and get rewarded with our great rate.

Multi-award winning

Solar Home Loan

5.99

p.a

Rates from^~~~

6.44

p.a

Comparison rate*

Discounted 5yr solar home loan rate^~~~
Offset sub-account available for +0.10%^
No monthly or ongoing fees
Fee Free redraw on any additional repayments
Pay your bills via BPAY
Access your account via Smart Money app

Do I Qualify?

Our Google Rating

4.5

463 reviews

Why choose a Solar Home Loan?

Offset available for 0.10%^

Add an offset sub-account with a Visa debit card access to help you to pay off your solar loan sooner.

Zero monthly or ongoing fees

Save over the life of your solar home loan with access to award winning rates and no hidden fees or charges.

Unlimited free redraws

Make extra repayments with a redraw at no extra cost and benefit from our low rate loans.

Quick and easy process

Apply online or chat to one of our lending specialists for a quick decision and easy application.

A solar home loan that saves you more.

Here’s your new offer

Rates

Principal & interest

Interest Rate:

5.99% p.a.^~~~

Comparison Rate:

6.44% p.a.*

Max LVR:

90%

Interest only

Interest Rate:

6.49% p.a.^~~~

Comparison Rate:

6.66% p.a.*

Max LVR:

80%

Key Features

Up to 30 years loan term

Available for refinance or purchase

Unlimited additional repayments

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$2,995 per month^#

The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest.

View Home Loan Calculator

Fees

Application fee

Ongoing fees

Security assessment fee

$230

Government fees

At cost

Settlement fee

$300

Rates

P&I

Interest Rate:

Comp Rate:

Max LVR:

5.99% p.a.^~~~

6.44% p.a.*

90%

IO

Interest Rate:

Comp Rate:

Max LVR:

6.49% p.a.^~~~

6.66% p.a.*

80%

Key features

Up to 30 years loan term

Available for refinance or purchase

Unlimited additional repayments

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$2,995% per month^#

The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principal and interest.

View car loan calculator

Fees

Application fee

Ongoing fees

Security assessment fee

$230

Government fees

At cost

Settlement fee

$300

Product Brochure

2024 WeMoney - Best for Value (Refinance)

2024 Mozo - Expert's Choice for Green Home Loan

2022 WeMoney - Outstanding Customer Service

Our home loan products are recognised & awarded by the Australian financial industry

Solar Home Loan eligibility

Do I Qualify?

"We found that loans.com.au still had a very competitive rate and we were happy with the service"

Laura

Home loan customers

Join our other customers

Happy with their services and professionalism

“Brent and Tiffany have worked so hard in difficult time pressured circumstances and I am so happy with their services and professionalism. they have been respectful and empathetic with a crazy madwoman going through a settlement process and Tiffany finished the process with flying colors and success all round.„

Big M.

10 Dec 2024

Supportive, explicit and smooth

“Charlie from loans.com.au was incredibly helpful throughout the process of refinancing my home loan. In fact, I cannot fault any of the team members who I engaged with. Every interaction was supportive, explicit and smooth. The process was faster than I expected, and I am really happy with their competitive rates. I will be recommending this company to others!!„

Roxanne P.

09 Dec 2024

Fast and easy

“Jasmin was very professional and easy to deal with. She gave us confidence from day 1 and was very helpful and met everything that we could have hoped for in a broker. I would recommend Loans.com.au to anyone who is wanting finance. Everything was fast and easy. love their work„

Madilaine S.

03 Dec 2024

Professional

“I can highly recommend Sharon from Loans.com.au for her professionalism with our loan. Sharon was a delight to deal with.„

D&M W.

02 Dec 2024

Highly recommend!

“"I had a great experience working with Loans.com.au. Stuart was pleasant, friendly, and easy to deal with from start to finish. His clear communication made everything simple to understand, and he took the time to explain each step and the process involved. At loans.com.au calls were always answered quickly and they have an excellent call back service. Stuart, Phil, and the Support Team were all highly knowledgeable, and I felt confident throughout the whole process. Highly recommend!"„

Daniel O.

26 Nov 2024

Simple, straightforward and guided

“Just refinanced our home loan with these guys - simple, straightforward and guided every step of the way. You have a dedicated point of contact throughout, which make things easy. Thanks to Jasime for taking care of us and getting us the best deal!„

A R.

25 Nov 2024

Super grateful to the team

“Super grateful to Emira and the team. Great, timely feedback mechanisms with clear guidance on processes. They went all out to support us throughout the application - much appreciated!„

Shane M.

11 Nov 2024

5 Star rating!

“Highly recommended using them to my friends and family and to all reading the reviews. To all the team outstanding and thankyou for your help.„

Lee P.

28 Oct 2024

Very helpful to solve my problems

“I am very happy with the simple products that loans.com.au. Sharon was the lending manager who assisted me through the application. Sharon was very helpful to solve my problems and get the loan approved.„

Alan X.

15 Oct 2024

Quick and painless experience

“Really quick and painless experience getting a loan approved for my new car. Matt was great, professional demeanor, friendly and eager to help.„

Commander C.

15 Oct 2024

I felt understood and valued

“Ai Chi Hinh is an outstanding professional who genuinely cares for her clients. Her ability to listen and her problem-solving skills are truly commendable. I am grateful for her support and expertise during a challenging time.„

Heather E.

10 Oct 2024

Could not recommend them enough

“Kimberley was wonderful, very informative, and patient. Communication was on point and all-around professional and friendly throughout the process.„

Jillian G.

14 Sep 2024

Our Google rating

4.5 463 reviews

As seen on...

It's fast & easy to get a loan with loans.com.au

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

Settle

Your loan will settle and you'll start saving with your new loan rate!

Apply Online

How it works

Frequently asked questions

How do you qualify for a Solar Home Loan?

To qualify, simply provide a copy of your solar installation invoice or your quote for your solar installation, with solar to be installed within 90 days of the settlement of your loan.

Can I get the Solar Home Loan for a property without solar panels?

Yes, as long as you have a quote to install the solar panels, and you proceed with the installation within 90 days of settlement. We will require evidence of your new solar system size once installed to ensure you remain eligible for the solar home loan discount.

What should I consider when getting solar panels?

The size of system you need depends largely on your daily power needs, property type, roof space, bedroom number and whether you have a pool. The more you have, the larger the solar system you need to generate sufficient power. Find a quality solar retailer and installer to help you consider all the available technology.

Is the Solar Home Loan variable or fixed?

The rates are discounted on your variable rate loan for 5 years from settlement date. You can choose from Principal & Interest or up to 5 years of interest-only repayments.

How can I get solar quotes?

Start by understanding how much power you need, and when. Do you just need panels for day time supply, or will you also need a battery for power at night too? When choosing your solar system, it pays to do research. It also helps to get multiple quotes for comparison and to read product reviews before making your decision.

How much can I save with solar?

Many factors affect how much your household will save on power bills, including your regular energy consumption and the size of your solar system, your feed-in tariff, usage patterns and how much sunshine you get based on where you live. The cost of your solar system will also affect the period it will take for your system to pay for itself.

Konnie

Lending Specialist

Real humans based in Brisbane, Australia

As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.

Smart friends

Real Good Rewards

As a loans.com.au customer, if you refer a new customer to us we’ll reward you.

$1,000 New Home Loan Customer

$250 New Car Loan Customer

View offer

Ready to start saving?

You'll be taken to the pre-qualify page where we get you into seeing if you’re eligible for a loan.

Do I Qualify?

Solar home loan

Solar Home Loan

Why choose a Solar Home Loan?

Solar home loan calculator

Solar Home Loan

A solar home loan that saves you more.

Here’s your new offer

P&I

IO

Solar Home Loan eligibility

"We found that loans.com.au still had a very competitive rate and we were happy with the service"

Join our other customers

Our Google rating

As seen on...

It's fast & easy to get a loan with loans.com.au

Frequently asked questions

How do you qualify for a Solar Home Loan?

Can I get the Solar Home Loan for a property without solar panels?

What should I consider when getting solar panels?

Is the Solar Home Loan variable or fixed?

How can I get solar quotes?

How much can I save with solar?

Real humans based in Brisbane, Australia

Smart friends

Real Good Rewards

Ready to start saving?

Refinance articles

Should you refinance your investment loan?

Can refinancing your home loan save money?

What is home loan refinance?

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