Refinance Caravan Loans
Refinance Caravan Loans
Why choose this loan?
Competitive rates
We offer some of the most competitive caravan loan interest rates so you can keep your repayments affordable with our low interest rates.
Pre-approved in minutes~
Apply online or talk it over with one of our lending specialists for a quick decision so that you can turn your caravan dreams into reality, quicker than you think.
Ability to redraw extra funds
Redraw access up to $5,000/day on a variable rate loan if you’re ahead on your repayments, giving you flexibility if you need to make caravan repairs or upgrades.
Flexible finance for you
Borrow from $5,000 up to $100,000 with a loan term to suit your needs. Choose from three to seven years, with weekly, fortnightly or monthly repayment options.
Which caravans do you finance?
To qualify for our caravan loan, acceptable asset types are considered as;
- Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
- Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
- Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.
Assets types we will not provide a caravan loan for are;
- Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
- Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
- Any type that is DIY home built
To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.
A low rate caravan loan that looks just like this
Here’s your new offer
Rates
Variable Rate
Used < 3 years
Used < 5 years
Variable Rate:
8.24% p.a.**
8.24% p.a.**
Comparison Rate:
9.35% p.a.*
9.35% p.a.*
Fixed Rate
Used < 3 years
Used < 5 years
Used 6-7 years
Fixed Rate:
8.09% p.a.**
8.19% p.a.**
9.49% p.a.**
Comparison Rate:
9.20% p.a.*
9.30% p.a.*
10.60% p.a.*
Key Features
Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $100,000
Easy online process
Access your account via Smart Money app
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$176 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 8.09% fixed rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Early termination fee
$700 in the first and second years of the loan term.
$500 in subsequent years of the loan term (excluding final year).
Variable
Variable Rate:
Comp Rate:
8.24% p.a.**
9.35% p.a.*
Fixed
Fixed Rate:
Comp Rate:
8.09% p.a.**
9.20% p.a.*
Flexible loans
Approval within 24 hours
Borrow from $5,000 to $100,000
Easy online process
Access your account via Smart Money app
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$176 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 8.09% fixed rate.
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Early termination fee
$700 in the first and second years of the loan term.
$500 in subsequent years of the loan term (excluding final year).
As seen on...
