Following the RBA's decision to decrease the official cash rate, our variable home and car loan interest rates will be decreased by 0.25% effective from the 4th March 2025. You can access further information on the interest rate decision here

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loans.com.au Awards

loans.com.au offers award-winning loans and excellent customer service. As an online lender, we have fewer overheads and those savings translate directly into lower interest rates and fees for our customers.

Our revolutionary loan application process and market-leading rates means we keep on winning awards for our products, innovations and customer service, year after year!

See our most recent awards below:

2024 WeMoney - Non-Bank Lender of the Year

WeMoney

Non-Bank Lender of the Year

2023 WeMoney - Electric Car Loan of the Year

WeMoney

Electric Car Loan of the Year

2023 WeMoney - Non-Bank Lender of the Year

WeMoney

Best for Used Car Loans

2023 WeMoney - Excellent Rates & Fees - Finalist

WeMoney

Excellent Rates & Fees - Finalist

2023 WeMoney - Best for Refinance

WeMoney

Best for Refinance

2024 WeMoney - Best for Quality - Finalist

WeMoney

Best for Quality - Finalist

2024 WeMoney - Best for First Home Buyers - Finalist

WeMoney

Best for First Home Buyers - Finalist

2024 Mozo - Expert's Choice for Best Green Home Loan

Mozo

Expert's Choice for Best Green Home Loan

See our most recent awards below:

2023 WeMoney - Non-Bank Lender of the Year

WeMoney

Non-Bank Lender of the Year

2023 WeMoney - Excellent Rates & Fees

WeMoney

Excellent Rates & Fees

2023 WeMoney - Non-Bank Lender of the Year

WeMoney

Best for Used Car Loans

2023 WeMoney - Best Value for Refinance

WeMoney

Best for Value (Variable)

2023 WeMoney - Best Value for Refinance

WeMoney

Best Value for Refinance

2023 Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

See our most recent awards below:

2022 WeMoney - Green Home Loan of the Year (Non-Bank)

WeMoney

Green Home Loan of the Year (Non-Bank)

2022 WeMoney - Electric Car Loan of the Year (Non-Bank)

WeMoney

Electric Car Loan of the Year (Non-Bank)

2022 Canstar Outstanding Value - Car Loans

Canstar

Outstanding Value - Car Loans

2022 Canstar Outstanding Value - Green Car Loan

Canstar

Outstanding Value - Green Car Loan

2022 WeMoney - Excellent Rates & Fees

WeMoney

Excellent Rates & Fees (Variable)

2022 WeMoney - Excellent Rates & Fees

WeMoney

Outstanding Customer Service

2022 WeMoney - Excellent Rates & Fees

WeMoney

Excellent Rates & Fees

2022 WeMoney - Non-Bank Lender of the Year

WeMoney

Non-Bank Lender of the Year

Gold Award - Best New Car Loan

RateCity

Gold Award - Best New Car Loan

Gold Award - Best Used Car Loan

RateCity

Gold Award - Best Used Car Loan

Gold Award - Best Green Car Loan

RateCity

Gold Award - Best Green Car Loan

Gold Award - Best Green Home Loan

RateCity

Gold Award - Best Green Home Loan

Outstanding Value - Investment Variable Home Lender

Canstar

Outstanding Value - Investment Variable Home Lender

See our most recent awards below:

Outstanding Value - Car loans

Canstar

Outstanding Value - Car Loan

Outstanding Value - Investment Variable Home Lender

Canstar

Outstanding Value - Investment Variable Home Lender

Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

Expert's Choice for Offset Home Loan

Mozo

Expert's Choice for Offset Home Loan

Expert's Choice for Car Loan

Mozo

Expert's Choice for Car Loan

Expert's Choice for Green Car Loan

Mozo

Expert's Choice for Green Car Loan

Gold Award - Best New Car Loan

RateCity

Gold Award - Best New Car Loan

Gold Award - Best Used Car Loan

RateCity

Gold Award - Best Used Car Loan

Gold Award - Best Green Car Loan

RateCity

Gold Award - Best Green Car Loan

Gold Award - Best Variable Home Loan

RateCity

Gold Award - Best Variable Home Loan

Gold Award - Best Refinance Home Loan

RateCity

Gold Award - Best Refinance Home Loan

Gold Award - Best Investor Home Loan

RateCity

Gold Award - Best Investor Home Loan

See our most recent awards below:

Outstanding Value - Car Loan

Canstar

Outstanding Value - Car Loan

Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

Expert's Choice for Investor Home Loan

Mozo

Expert's Choice for Investor Home Loan

Outstanding Value - Variable Home Lender

Canstar

Outstanding Value - Variable Home Lender

Gold Award - Variable $1mil+ Home Loan

RateCity

Gold Award - Variable $1mil+ Home Loan

Gold Award - Variable Home Loan

RateCity

Gold Award - Variable Home Loan

Gold Award - Investor Variable Home Loan

RateCity

Gold Award - Investor Variable Home Loan

Gold Award - New Car Loans

RateCity

Gold Award - New Car Loans

Gold Award - Used Car Loans

RateCity

Gold Award - Used Car Loans

Gold Award - Green Car Loans

RateCity

Gold Award - Green Car Loans

See our most recent awards below:

Expert's Choice for Car Loan

Mozo

Expert's Choice for Car Loan

Expert's Choice for Green Car Loan

Mozo

Expert's Choice for Green Car Loan

Outstanding Value - Car Loan

Canstar

Outstanding Value - Car Loan

Expert's Choice for Best New Feature

Mozo

Expert's Choice for Best New Feature

Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

Oustanding Value - Investment Home Lender

Canstar

Oustanding Value - Investment Home Lender

Oustanding Value - Investment Variable Home Lender

Canstar

Oustanding Value - Investment Variable Home Lender

See our most recent awards below:

Outstanding Value - Car Loan

Canstar

Outstanding Value - Car Loan

Expert's Choice for Car Loan

Mozo

Expert's Choice for Car Loan

Expert's Choice for Best New Loan Product

Mozo

Expert's Choice for Best New Loan Product

Expert's Choice for Offset Home Loan

Mozo

Expert's Choice for Offset Home Loan

Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

Expert's Choice for Investor Home Loan

Mozo

Expert's Choice for Investor Home Loan

Outstanding Value - Variable Home Lender

Canstar

Outstanding Value - Variable Home Lender

Outstanding Value - Investment Variable Home Lender

Canstar

Outstanding Value - Investment Variable Home Lender

See our most recent awards below:

Finalist - Best Banking Innovation

Finder

Finalist - Best Banking Innovation

Winner - Best Car Loan

Finder

Winner - Best Car Loan

Winner - Product Innovation

Australian Brand Awards

Winner - Product Innovation

Expert's Choice for Offset Home Loan

Mozo

Expert's Choice for Offset Home Loan

Expert's Choice for Low Cost Home Loan

Mozo

Expert's Choice for Low Cost Home Loan

Expert's Choice for Split Home Loan

Mozo

Expert's Choice for Split Home Loan

Expert's Choice for Variable Investor Home Loan

Mozo

Expert's Choice for Variable Investor Home Loan

Outstanding Value - Owner Occupied Variable Home Loan

Canstar

Outstanding Value - Owner Occupied Variable Home Loan

Outstanding Value - Investor Variable Home Loan

Canstar

Outstanding Value - Investor Variable Home Loan

See our most recent awards below:

Finalist - Best Online Customer Service

Finder

Finalist - Best Online Customer Service

Expert's Choice for Car Loan

Mozo

Expert's Choice for Car Loan

Outstanding Value - Owner Occupied Variable Home Loan

Canstar

Outstanding Value - Owner Occupied Variable Home Loan

Outstanding Value - Investor Variable Home Loan

Canstar

Outstanding Value - Investor Variable Home Loan

See our most recent awards below:

Expert's Choice for Home Lender of the Year

Mozo

Expert's Choice for Home Lender of the Year

Winner - Best Property Investment Loan

Smart Investor Blue Ribbon Awards

Winner - Best Property Investment Loan

Winner - Cheapest Home Loan Non-Bank

Money Magazine

Winner - Cheapest Home Loan Non-Bank

Winner - Cheapest Flexible Home Loan

Money Magazine

Winner - Cheapest Flexible Home Loan

See our most recent awards below:

Winner - Cheapest Home Loan Non-Bank

Monew Magazine

Winner - Cheapest Home Loan Non-Bank

People's Choice for Australia's Cheapes Home Loan

Mozo

People's Choice for Australia's Cheapes Home Loan

Expert's Choice Winner (Gold)

Mozo

Expert's Choice Winner (Gold)

Expert's Choice Best Variable (Gold)

Mozo

Expert's Choice Best Variable (Gold)

Expert's Choice Winner (Bronze)

Mozo

Expert's Choice Winner (Bronze)

See our most recent awards below:

Best Non-Bank (Gold)

Australian Home Loan Awards

Best Non-Bank (Gold)

Best First Home Buyers (Gold)

Australian Home Loan Awards

Best First Home Buyers (Gold)

Best Variable Rate Loans (Gold)

Australian Home Loan Awards

Best Variable Rate Loans (Gold)

Best Interest Rates (Gold)

Australian Home Loan Awards

Best Interest Rates (Gold)

Best Overall Loan - First Home Buyers (Gold)

Australian Home Loan Awards

Best Overall Loan - First Home Buyers (Gold)

Best Loan Features (Gold)

Australian Home Loan Awards

Best Loan Features (Gold)

Outstanding Value - Home Loan

Canstar

Outstanding Value - Home Loan

Best Non-Bank Loans (Silver)

Australian Home Loan Awards

Best Non-Bank Loans (Silver)

Best Refinancing Loan (Silver)

Australian Home Loan Awards

Best Refinancing Loan (Silver)

Best Property Investors (Bronze)

Australian Home Loan Awards

Best Property Investors (Bronze)

People's Choice for Cheapest Home Loans

Mozo

People's Choice for Cheapest Home Loans

People's Choice for Top 5 Home Loans

Mozo

People's Choice for Top 5 Home Loans

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