Green Construction Loan
Adding energy-efficient or climate-resilient upgrades to your home? Enjoy a greener, cleaner home with a sustainable competitive rate.
Multi-award winning
Green Construction Loan
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Discounted 5yr green construction rate++ -
Interest only during construction
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No monthly or ongoing fees
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Offset sub-account available after completion
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Unlimited additional repayments after completion
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Access your account via Smart Money app
Why our green construction loan could be the most efficient loan for you
Discounted green rate++
Get rewarded with a discount to your construction loan rate when you go green for your new home.
Interest only period
Pay interest only repayments on your green loan during the construction period so you’ll save more.
Additional repayments
Once construction is complete you have the option to make additional repayments on your green loan.
No ongoing fees
Save thousands on interest over the course of your green construction loan and enjoy no ongoing fees.
Need to know more? Here's the whole offer
| Rates |
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| Key Features | 10% deposit minimum |
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| Up to 30 years loan term |
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| Unlimited additional repayments |
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| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $3,093 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.18% p.a. paying interest only. |
| Fees | Application fee | $0 |
| Ongoing fees | $0 | |
| Security assessment fee | $230 | |
| Government fees | At cost | |
| Settlement fee | $300 | |
| Construction admin fee | $120 | |
| Construction assessment progress fee | $650 |
IO |
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| Green Construction | Interest Rate: 6.18% p.a.++ |
| Comp Rate: 6.44% p.a.* | |
| Max LVR: 90% |
| Green Construction Investor | Interest Rate: 6.69% p.a.++ |
| Comp Rate: 6.66% p.a.* | |
| Max LVR: 90% |
| 10% deposit minimum |
|
| Up to 30 years loan term |
|
| Unlimited additional repayments |
|
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $3,093 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.18% p.a. paying interest only. |
| Application fee | $0 |
| Ongoing fees | $0 |
| Security assessment fee | $230 |
| Government fees | At cost |
| Settlement fee | $300 |
| Construction admin fee | $120 |
| Construction assessment progress fee | $650 |
Download the Key Facts Sheet
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Home loan customers
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Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.
Choosing the best home loan for refinancing
Home refinance loans are not a one-size-fits-all solution. When looking for the best home loans for refinancing, make sure your refinance options have the following.
Should you refinance your investment loan?
Like any investment strategy, you need to consider all the potential risks involved. There’s a right time and place for refinancing your investment loan. Before you delve right in, you need to review your investment carefully.
Can refinancing your home loan save money?
Refinance your home loan to save money with lower rates, flexible repayments, and faster loan terms. Explore options like switching loan types or adding an offset account.
What is home loan refinance?
Tips for a Successful Home Loan Refinance
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A step-by-step guide to the refinancing process
Guide to switching home loans
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What are the costs of refinancing your home loan?
What you will need to refinance your home loan
10 frequently asked questions when refinancing
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