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New Caravan Loans

Get on the road sooner with a caravan loan that takes you further. Enjoy the independence and flexibility of owning your own caravan.

Variable Caravan Loan
New

6.49
%
p.a
Rates from**
7.62
%
p.a
Comparison rate*
  • Available for Home Owners only
  • Available for New caravans^
  • Redraw up to $5,000/day for variable rates
  • Up to 7 year loan term
  • Variable rate adjusts with interest rate changes
  • Get Preapproved to confidently secure your caravan financing
Our Google Rating
4.5
476 reviews

Why choose this loan?

Competitive rates - Caravan Loans image

Competitive rates

We offer some of the most competitive caravan loan interest rates so you can keep your repayments affordable with our low interest rates.

Pre-approved in minutes~ - Caravan Loan image

Pre-approved in minutes~

Apply online or talk it over with one of our lending specialists for a quick decision so that you can turn your caravan dreams into reality, quicker than you think.

Fixed or variable - Caravan loan image

Fixed or variable

Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.

Flexible finance for you - Caravan Loan image

Flexible finance for you

Borrow from $5,000 up to $100,000 with a loan term to suit your needs. Choose from three to seven years, with weekly, fortnightly or monthly repayment options.

Which caravans do you finance?

To qualify for our caravan loan, acceptable asset types are considered as;

img-whatiscaravan

  • Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
  • Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
  • Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.

Assets types we will not provide a caravan loan for are;

  • Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
  • Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
  • Any type that is DIY home built

To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.

Work out your Caravan loan repayments

Use our caravan loan calculator to estimate what your monthly repayments could be.

Your loan details

Reason for loan
Rate type
Repayment frequency
Loan term
Most Popular

Variable Caravan Loan - New

Available for New caravans^ Redraw up to $5k/day
Buy your caravan and start exploring.

Interest rate
6.49% p.a.
7.62% p.a.

Estimated repayments#
$668.01 per month
Loan amount
$45,000
Interest charged
$11,113

A low rate caravan loan that looks just like this

Here’s your new offer

Rates
Variable Interest Rate: Comparison Rate:
Variable Caravan Loan - New 6.49% p.a.** 7.62% p.a.*
Fixed Interest Rate: Comparison Rate:
Fixed Caravan Loan - New 7.09% p.a.** 8.22% p.a.*
Key Features Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $100,000
Easy online process
Access your account via Smart Money app
Repayments Frequency Weekly, monthly or fortnightly
Estimated repayments $167 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.49% p.a. paying variable rate.

View car loan calculator

Fees

Application fee

$400
Monthly fee $8
Discharge fee $0
Early termination fee $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year).

Variable

Variable Caravan Loan - New Interest Rate: 6.49% p.a.**
Comp Rate: 7.62% p.a.*

Fixed

Fixed Caravan Loan - New Interest Rate: !{jsonData.new-caravan-loans.fixedRate}% p.a.**
Comp Rate: 8.22% p.a.*
Flexible loans
Approval within 24 hours~
Borrow from $5,000 to $100,000
Easy online process
Access your account via Smart Money app
Frequency Weekly, monthly or fortnightly
Estimated repayments $167 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.49% p.a. paying variable rate.

View car loan calculator

Application fee $400
Monthly fee $8
Discharge fee $0
Early termination fee $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year).

Low rate caravan loan eligibility

Join our other customers

Good service

Very good rates and good service

Jitendra G.
09 Apr 2025

Each experience has been smooth and reliable

Friendly staff with a highly professional approach to the finance industry. I would highly recommend working with the team at loans.com.au. This is my third time using their services, and each experience has been smooth and reliable.

Kevin W.
08 Apr 2025

Incredibly helpful throughout the process

Sharon and Team at loans.com were amazing. She was happy to answer and explain all my questions thoroughly. Every interaction with Sharon and the Team was supportive, willing to listen and provide help when needed. Will definitely recommend Loans.com especially working with Sharon and Lee Li.

Aman P.
01 Apr 2025

Very helpful, making the process easy

The staff were very helpful, making the process easy. I was slow at times to respond but they cheerfully dealt with this until I was approved. I am very impressed.

Kendall H.
01 Apr 2025

Straightforward

Straightforward, pleasant, very helpful staff.

Liz M.
30 Mar 2025

Very helpful and understanding

Tannah was very helpful and understanding. It's been a very smooth process and great communication on their part!

Billy T.
28 Mar 2025

Very smooth

Fabulous Team, thank you so much for a very smooth & successful application!

Maree L.
27 Mar 2025

Lowest interest rates and easy service

Returning to loans.com.au for lowest interest rates and easy service.

Kylie H.
14 Mar 2025

Smooth and fast process

Friendly customer service. Smooth and fast process without any hassle. Had the loan settled within 2 days of providing necessary documents. A big thank you to Cherie and Rena for their kind and prompt assistance

Surani F.
14 Mar 2025

Great service

Great people and great service. Went smoothly and swiftly

Danny K.
02 Mar 2025

Excellent Service & Fast Process!

I had a fantastic experience with Loans.com.au. Their advisors were friendly, clear, and ensured my application was in top shape before submission, maximizing the chances of approval. I was thrilled that the entire process was completed in just one day, with settlement happening the very next day! Special thanks to Aichi and Liam for their outstanding support. Highly recommend!

Sai P.
03 Feb 2025

Excellent communication

Excellent communication that was timely and thoughtful. Thank you to Sharon for her help through this process.

Bek D.
27 Jan 2025

Our caravan loan application process

1

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

3

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

4

Settle

Your loan will settle and you'll start enjoying the benefits of your low-rate caravan loan!

Caravan Loan FAQs

You can borrow between $5,000 to $100,000.

Yes. $400 application fee ($500 via a private sale) and $8 monthly fee.

You can get pre-approved on the same day, and final approval within 2 days. The overall processing time, from application to settlement, takes 3-4 days.

Our caravan loans must be secured.

We do offer pre-approval for caravan loans. Contact our friendly lending team to discuss, or, if you’re ready to go ahead with your caravan loan, click here to apply for pre-approval online.

Most pre-approvals usually only last for 30 days, but at loans.com.au they’re valid for 60 days.

Your caravan loan term can be 3 to 7 years.

You must be 18 years or over, an Australian citizen or permanent resident, home-owners, employed, demonstrate a good credit history and not be bankrupt.

You can finance most caravans towable by a motor vehicle, including camping trailers and pop tops. We do not accept campervans, motorhomes.

You can pay weekly, fortnightly or monthly, setup through a direct debit.

Low rate caravan loan eligibility

Caravan hunt and budget with confidence with pre approval

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