Learn:Buying a new home
Does paying your mortgage weekly or fortnightly save you money?
Choose whether to make repayments on a weekly, fortnightly, or monthly basis. Find out how to save some money on your home loan repayments.
29 Jul 2024
Average House Prices in Australia
The steadily growing house prices can be attributed to several factors including inflation, population growth, supply and demand, interest rates, and tax policies, to name a few.
18 Apr 2024
Pros and cons of buying off-the-plan
Wondering if you should buy off the plan? Here are some pros and cons of buying a property off-the-plan.
19 Mar 2024
Stamp duty explained: state-by-state guide
Stamp duty is a tax imposed by state governments in Australia on the purchase of assets such as real estate. This includes title transfers in real estate, vehicles, insurance policies and home loans.
19 Mar 2024
Tips for buying a house alone
If you are single, home ownership is a daunting prospect. You are making a huge financial decision on your own, relying completely on your own ability to pay. Here are several things you can do to help you buy a house alone.
25 Sep 2023
Difference between official cash rate and mortgage interest rate
When discussions about the cash rate and interest rates come up, novice homebuyers may be left scratching their heads. We explain what the cash rate is and how it affects mortgage interest rates.
09 Aug 2023
Expression of Interest: What does it mean?
There is a lot of terminology to wrap your head around if you are new to the real estate game, so you may not know what EOI means. Huh, what’s that? This article will run through the definition of an EOI, how it works, and the pros and cons from both sides of the fence (buyer or seller).
06 Jun 2023
5 tips to buy a home on a single income
Buying a home on a single income is hard but not impossible. By using first home buyer incentives, being disciplined with your saving and considering strategies like rentvesting, it's possible.
19 May 2023
Buyers Guide to Finding the Perfect House
Buying a home is a big financial commitment, so it is only natural that you want to find the perfect house for you and your family. Here are some helpful tips to consider on how to find the right house for you.
28 Apr 2023
Borrowing Power Calculator
Calculate in just a few minutes how much you can borrow for a home by entering your income and expenses in to the loans.com.au Borrowing Capacity calculator.
EALSP Calculator
The loans.com.au extra and lump sum payment calculator helps you see how much you could potentially save by making extra repayments or a one-off lump sum payment.
First Home Buyers & Owners Grant Calculator
Find out if you qualify for a First Home Owners Grant (FHOG) with the loans.com.au FHOG calculator.
Home equity calculator
Use our equity calculator below to estimate how much equity you are able to access.
Home loan calculator
Our home loan calculator helps you estimate what your mortgage repayments could be. Our calculator allows you to choose repayment frequency, loan term, extra repayments and more.
Interest-only mortgage calculator
LMI calculator
Use the loans.com.au LMI calculator to see how much lenders mortgage insurance you may have to pay to buy a property.
LVR calculator
Calculate your percentage loan-to-value ratio (LVR) to discover your eligible loan rate and whether you need to pay lenders mortgage insurance (LMI).
Offset calculator
Use this calculator to estimate how much sooner you could pay off your loan, and how much interest could you save on your loan over time by using an offset sub-account.
Applying for a home loan
Find the answers to all of your questions about applying for a home loan in one place. From understanding your credit score to the documentation process, start your journey to own your dream home now!
First home buyers
Buying your first home can be an exciting experience. From understanding LMI and stamp duty to navigating the application process, loans.com.au is here to help.
Managing your home loan
Manage your loans.com.au home loan with ease. From understanding redraw facilities and offset sub-accounts to updating your repayment frequency.
Pre-Qualify FAQs
From streamlined packages to fully-featured loans, we have a low-rate home loan to suit your needs. Find the best home loan option for you here.
Types of home loans
Get the answers to all of your questions about variable and fixed interest rates, construction loans and refinancing, offset sub-accounts and redraw facilities and more.
Richard
Meet Richard, an awesome customer of ours who came to us when it was time to purchase a new car.
20 Mar 2024
Steven
Meet Steven, an awesome customer of ours who came to us when he wanted to refinance his SMSF investment property.
08 Mar 2024
Bryan
Meet Bryan, an awesome customer of ours who came to us when he wanted to finance an investment property through his SMSF.
28 Feb 2024
Nikki
Meet Nikki, a fantastic customer of ours who came to us when it was time to buy a bigger home.
05 Sep 2023
David
Meet David, a wonderful customer of ours who came to us when it was time to purchase his first home.
05 Sep 2023
Laura
Meet Laura Smith, one of our fantastic customers who borrowed with her partner to buy an apartment in inner Brisbane.
24 Aug 2023
Alex
Meet Alex, one of our awesome home loan customers who asked us for help to downsize his home and reduce his mortgage.
24 Aug 2023
Baburaj
Meet Baburaj, a customer of ours who has financed multiple investment properties with us over the years.
03 Feb 2023
Justin
Meet Justin, who asked us to help him buy an apartment after experiencing a change in his household.
09 Nov 2022