Learn:Building home
When is the best time to buy a house?
Buying a house is a major financial decision, especially in Australia’s shifting property market. Learn how market trends, interest rates, and your personal financial readiness influence the best time to purchase a home—and whether buying now or later makes the most sense
21 Nov 2025
How hard is it to get a mortgage in Australia?
Getting a mortgage in Australia varies by lender and your financial situation. Traditional lenders may require extensive paperwork, while some offer fast online applications. Your credit and financial history play a key role, but understanding key factors can help improve your chances of approval.
20 Nov 2025
Can You Use a Bridging Loan for Renovations?
A bridging loan is typically used by those selling an existing property while buying a new one at the same time. But did you know that you can also use bridging loans for renovations and to cover construction costs? Read on to learn more about what you can do with bridging finance for property renovations.
22 Aug 2025
How do construction loans work?
Discover how construction loans work, how they differ from standard home loans, and why they’re ideal for building or renovating your home.
11 Jul 2025
How much does it cost to build a house?
If you’re thinking about building your own home, a key element underpinning most of your construction decisions will revolve around the cost. Let's find out how much does it cost to build a house in Australia.
25 Mar 2025
Hidden costs of building your own home
To keep your home construction within budget, you must be aware of and prepare for the expenses related to your home construction. Avoid nasty surprises and keep in mind the following hidden costs of building a new home:
21 Mar 2025
How to choose the best construction loan
The construction loan is one of the most integral parts of building a home, as it could impact the success of the build. But with so many construction loans from a myriad of lenders on the market, it’s easy to feel overwhelmed.
15 Jan 2025
The Ultimate Guide to Building a New Home
The main draw of building your own home is the level of customisation you won’t find with buying an already-built property. If you’re interested in constructing your own home, check out this quick guide.
13 May 2024
How to build a 10 star home in Australia?
The Nationwide House Energy Rating Scheme (NatHERS) is a star rating system based on the estimated energy use of a home. Constructing a 10-star NatHERS home is a tough task for house architects and builders especially in the harsh Australian climate. Houses must be carefully designed to meet exacting criteria.
07 Nov 2023
Borrowing Power Calculator
Calculate in just a few minutes how much you can borrow for a home by entering your income and expenses in to the loans.com.au Borrowing Capacity calculator.
First Home Buyers & Owners Grant Calculator
Find out if you qualify for a First Home Owners Grant (FHOG) with the loans.com.au FHOG calculator.
Home loan calculator
Our home loan calculator helps you estimate what your mortgage repayments could be. Our calculator allows you to choose repayment frequency, loan term, extra repayments and more.
Interest-only mortgage calculator
LVR calculator
Calculate your percentage loan-to-value ratio (LVR) to discover your eligible loan rate and whether you need to pay lenders mortgage insurance (LMI).
Offset calculator
Use this calculator to estimate how much sooner you could pay off your loan, and how much interest could you save on your loan over time by using an offset sub-account.
Property buying cost calculator
Split loan calculator
This calculator lets you experiment how splitting a home loan between the certainty of a fixed rate and flexibility of a variable rate can best work for you.
