Solar construction loan
Thinking of adding to reduce your energy bill? Our construction loan could help get you there faster.
Multi-award winning
Solar Construction Loan
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Discounted 5yr solar construction rate~ -
Interest only during construction period
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No monthly or ongoing fees
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Offset sub-account available after completion
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Unlimited additional repayments after completion
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Access your account via Smart Money app
Why our solar construction loan could be the most efficient loan for you
Discounted solar rate~
Get rewarded with a discount to your construction loan rate when you add solar to your home.
Interest only period
Pay interest only repayments on your solar loan during the construction period so you’ll save more.
Additional repayments
Once construction is complete you have the option to make additional repayments on your solar loan.
No ongoing fees
Save thousands on interest over the course of your solar construction loan and enjoy no ongoing fees.
Solar Home Loan Calculator
Want to help the planet, and yourself? Solar panels already reduce your energy bills. Now, they can also cut your home loan interest rate and repayments too. Apply for our Solar Home Loan or Solar Construction Loan to enjoy a lower interest rate for the first 5 years when you already have solar or will install solar within 90 days of settlement, based on a quote.
Use our calculator to check if you qualify for the Solar Home Loan or Solar Construction Loan.
Get Australia's lowest rate construction loan discount when you go solar.
Need to know more? Here's the whole offer
Rates
Solar Construction
Interest Only Rate:
6.43% p.a.~
Comparison Rate:
6.91% p.a.*
Max LVR:
90%
Solar Construction Investor
Interest Only Rate:
6.94% p.a.~
Comparison Rate:
6.91% p.a.*
Max LVR:
80%
Key Features
10% deposit minimum
Up to 30 years loan term
Available for refinance or purchase
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,173 per month
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.43% p.a.
Fees
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
Construction admin fee
$120
Construction assessment progress fee
$650
Solar Construction
Interest Only Rate:
Comp Rate:
Max LVR:
6.43% p.a.~
6.69% p.a.*
90%
Solar Construction Investor
Interest Only Rate:
Comp Rate:
Max LVR:
6.94% p.a.~
6.91% p.a.*
90%
10% deposit minimum
Up to 30 years loan term
Available for refinance or purchase
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,173% per month
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.43% p.a.
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
Construction admin fee
$120
Construction assessment progress fee
$650
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
As seen on...
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.
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