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Green Car Loan

A green car loan that’s better for the environment and even better for you! Thanks to our collaboration with Clean Energy Finance Corporation (CEFC).

Multi-award winning

  • awards
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Green Car Loans

6.09
%
p.a
Rates from**
7.22
%
p.a
Comparison rate*
  • Discounted rate on qualifying green cars
  • Redraw up to $5,000/day for variable rates
  • Up to 7 year loan term
  • Variable rate adjusts with interest rate changes
  • Get Preapproved to confidently secure your car financing
Our Google Rating
4.5
463 reviews

Why choose a green car loan?

Approval within 24 hours~

By applying online, you’ll receive our decision within a day you’ll know your budget for your dream eco-friendly car!

From 3 to 7 year loan term+

Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.

$5,000 to $150,000

We offer car loans from as little as $5,000 to get you on the road in the right car for you.

Fixed or variable

Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.

Work out your car loan repayments

Use our car loan calculator to estimate what your monthly repayments could be.

Your loan details

Reason for loan
Loan term
Rate type
%
Most Popular

Green / Electric Car Loan

Variable Discounted rate on qualifying electric cars Redraw up to $5k/day
Save the planet. Get discounted rates on qualifying green or electric cars.

Interest rate
6.09% p.a.
7.22% p.a.

Estimated repayment#
$659.33 per month
Total principal paid
$45,000
Total interest paid
$9,422

Need to know more? Here's the whole offer

Rates

Variable

Interest Rate:

6.09% p.a.**

Comparison Rate:

7.22% p.a.*

Fixed

Interest Rate:

6.39% p.a.**

Comparison Rate:

7.52% p.a.*

Key Features

Flexible loans

Approval within 24 hours~

Borrow from $5,000 to $150,000

Easy online process

Access your account via Smart Money app

Repayments

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$165 per week#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.09% p.a. paying variable rate.

View car loan calculator

Fees

Application fee

$400

Monthly fee

$8

Discharge fee

$0

Early termination fee

$700 in the first and second years of the loan term.


$500 in subsequent years of the loan term (excluding final year).

Variable

Interest Rate:

Comp Rate:

6.09% p.a.**

7.22% p.a.*

Fixed

Interest Rate:

Comp Rate:

6.39% p.a.**

7.52% p.a.*

Flexible loans

Approval within 24 hours~

Borrow from $5,000 to $150,000

Easy online process

Access your account via Smart Money app

Frequency

Weekly, monthly or fortnightly

Estimated repayments

$165 per week#

The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.09% p.a. paying variable rate.

View car loan calculator

Application fee

$400

Monthly fee

$8

Discharge fee

$0

Early termination fee

$700 in the first and second years of the loan term.


$500 in subsequent years of the loan term (excluding final year).

2024 WeMoney - Best Electric Car loan 2023 WeMoney - Best Usesd Car Loans 2023 Wemoney - Exellent fee Car Loans Gold Award - Best Green Car loan Gold Award - Best New Car Loan
Our car loan products are recognised & awarded by the Australian financial industry

Ready to get the keys to your new car?

Join our other customers

Happy with their services and professionalism

Brent and Tiffany have worked so hard in difficult time pressured circumstances and I am so happy with their services and professionalism. they have been respectful and empathetic with a crazy madwoman going through a settlement process and Tiffany finished the process with flying colors and success all round.

Big M.
10 Dec 2024

Supportive, explicit and smooth

Charlie from loans.com.au was incredibly helpful throughout the process of refinancing my home loan. In fact, I cannot fault any of the team members who I engaged with. Every interaction was supportive, explicit and smooth. The process was faster than I expected, and I am really happy with their competitive rates. I will be recommending this company to others!!

Roxanne P.
09 Dec 2024

Fast and easy

Jasmin was very professional and easy to deal with. She gave us confidence from day 1 and was very helpful and met everything that we could have hoped for in a broker. I would recommend Loans.com.au to anyone who is wanting finance. Everything was fast and easy. love their work

Madilaine S.
03 Dec 2024

Professional

I can highly recommend Sharon from Loans.com.au for her professionalism with our loan. Sharon was a delight to deal with.

D&M W.
02 Dec 2024

Highly recommend!

"I had a great experience working with Loans.com.au. Stuart was pleasant, friendly, and easy to deal with from start to finish. His clear communication made everything simple to understand, and he took the time to explain each step and the process involved. At loans.com.au calls were always answered quickly and they have an excellent call back service. Stuart, Phil, and the Support Team were all highly knowledgeable, and I felt confident throughout the whole process. Highly recommend!"

Daniel O.
26 Nov 2024

Simple, straightforward and guided

Just refinanced our home loan with these guys - simple, straightforward and guided every step of the way. You have a dedicated point of contact throughout, which make things easy. Thanks to Jasime for taking care of us and getting us the best deal!

A R.
25 Nov 2024

Super grateful to the team

Super grateful to Emira and the team. Great, timely feedback mechanisms with clear guidance on processes. They went all out to support us throughout the application - much appreciated!

Shane M.
11 Nov 2024

5 Star rating!

Highly recommended using them to my friends and family and to all reading the reviews. To all the team outstanding and thankyou for your help.

Lee P.
28 Oct 2024

Very helpful to solve my problems

I am very happy with the simple products that loans.com.au. Sharon was the lending manager who assisted me through the application. Sharon was very helpful to solve my problems and get the loan approved.

Alan X.
15 Oct 2024

Quick and painless experience

Really quick and painless experience getting a loan approved for my new car. Matt was great, professional demeanor, friendly and eager to help.

Commander C.
15 Oct 2024

I felt understood and valued

Ai Chi Hinh is an outstanding professional who genuinely cares for her clients. Her ability to listen and her problem-solving skills are truly commendable. I am grateful for her support and expertise during a challenging time.

Heather E.
10 Oct 2024

Could not recommend them enough

Kimberley was wonderful, very informative, and patient. Communication was on point and all-around professional and friendly throughout the process.

Jillian G.
14 Sep 2024

It's fast & easy to get a loan with loans.com.au

1

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

3

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

4

Settle

Your loan will settle and you'll start enjoying the benefits of your low-rate car loan!

Green Car Loan FAQs

At loans.com.au, we can assist with a green rate for electric vehicles. Popular electric cars include Tesla Model Y, Tesla Model 3, BYD Atto 3, BYD Seal, BYD Dolphin and MG4.

Green cars are usually very fuel efficient and often have lower running costs. A green car loan is a different type of car loan product which we offer at loans.com.au at a discount to encourage borrowers to opt for a more environmentally efficient choice of car.

At this stage, loans.com.au will only consider electric cars to be eligible for the green car loan discount. To check if your car qualifies for the Green Car discount, chat to us today.

There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.

You could get pre-approval on your green car loan in around 30 minutes, and we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

The process for applying and settling a green car loan is very similar to our regular car loan process, which you can find out about here:

How to get a car loan to buy a car

The only difference with a green car loan will be ensuring your car is eligible for the discount. At this stage, only electric vehicles are eligible, so if you’re not sure, chat to our friendly team of car lending specialists today.

Green cars are usually very fuel efficient and often have lower running costs. At this stage, loans.com.au will only consider electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 1300 756 598.

You certainly can! A balloon payment is a one-off lump sum that you might agree to pay your lender at the end of your car loan’s term.

This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.

Smart friends

Real Good Rewards

As a loans.com.au customer, if you refer a new customer to us we’ll reward you.

$1,000 New Home Loan Customer
$250 New Car Loan Customer
View offer

Ready to get the keys to your new car?

Complete our quick application form to find out if you qualify.

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