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Fixed Rate Car Loans

Enjoy low interest rates and useful loan features with a fixed rate car loan. Get the best deal on your car finance today!
Multi-award winning
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New / Demo

6.89
%
p.a
Rates from**
8.01
%
p.a
Comparison rate*
Discounted rates for Home Owners
Demo vehicles acceptable up to 5000kms^
Redraw up to $5,000/day for variable rates
Up to 7 year loan term
Fast Approval times
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Our Google Rating
4.5
453 reviews

Top reasons to choose a fixed rate car loan

Fixed rate certainty

You’ll know exactly how much your repayments are, and for how long.

Easy online application

Apply in minutes with convenient document upload and quick approval.

Australian based

Our lending specialists are here to chat to you when you may need us.

Award winning

Our car loans are award winning, which could be a win for your budget too.

Work out your car loan repayments

Use our car loan calculator to estimate what your monthly repayments could be.

Your loan details

Reason for loan
Loan term
Rate type
%
Most Popular

New / Demo
Fixed • Demo vehicles acceptable up to 5000 kms^ • Balloons available for < 5 yr term
Get the keys to your dream new car with these low rate car loans!
Interest rate
6.89% p.a.
8.01% p.a.
Estimated repayment#
$662.57 per month
Total principal paid
$45,000
Total interest paid
$9,668
Apply Now
See loan details
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Why apply for a fixed rate car loan with loans.com.au?

Lock in a low rate for the entirety of your car loan with a fixed car loan! Easily budget for the future with predictable repayments. Make the most of car loan features like balloon payments and more. Find a loan tailored to fit your financial needs.

Getting the best deal on your car loan is easy when you apply with us! Our streamlined online process means you may receive approval within 24 hours of submitting your application and all the needed documents.

Getting started is simple

Fill out the online application (it takes only two minutes!) or speak to one of our car loan specialists who will take care of all the paperwork for you. Get car loan approval within 24 hours if you’ve submitted all the necessary documents and requirements.

Start saving sooner with loans.com.au, powered by one of Australia’s largest non-bank lenders.

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Book a time that suits you! Chat with our car loan specialists for more assistance with your application.

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Low rate car loan eligibility

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“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”

Sienna

Car loan customer

Join our other customers

Super grateful to the team

“Super grateful to Emira and the team. Great, timely feedback mechanisms with clear guidance on processes. They went all out to support us throughout the application - much appreciated!„

Shane M.
11 Nov 2024

5 Star rating!

“Highly recommended using them to my friends and family and to all reading the reviews. To all the team outstanding and thankyou for your help.„

Lee P.
28 Oct 2024

Very helpful to solve my problems

“I am very happy with the simple products that loans.com.au. Sharon was the lending manager who assisted me through the application. Sharon was very helpful to solve my problems and get the loan approved.„

Alan X.
15 Oct 2024

Quick and painless experience

“Really quick and painless experience getting a loan approved for my new car. Matt was great, professional demeanor, friendly and eager to help.„

Commander C.
15 Oct 2024

I felt understood and valued

“Ai Chi Hinh is an outstanding professional who genuinely cares for her clients. Her ability to listen and her problem-solving skills are truly commendable. I am grateful for her support and expertise during a challenging time.„

Heather E.
10 Oct 2024

Could not recommend them enough

“Kimberley was wonderful, very informative, and patient. Communication was on point and all-around professional and friendly throughout the process.„

Jillian G.
14 Sep 2024

Got what I needed very quickly

“Great rates, easy to use, simple process. Got what I needed very quickly„

Lachlan J.
12 Sep 2024

I highly recommend this lender

“I switched my home loan from a big bank to Loans.com.au and was pleasantly surprised by their competitive rates and sleek web banking platform.„

Alex A.
02 Sep 2024

More than exceptional

“My experience with loans.com.au was more than exceptional. Ray was nothing short of amazing throughout this process. I highly recommend loans.com.au!„

Matthew P.
23 Aug 2024

Very professional and polite

“This is a very good organization. Less than a week turnaround, and they were very professional and polite. I recommend this business.„

Drew D.
19 Aug 2024

Easy application process

“By far the best lender I've ever dealt with. Sooooo much better than any of the big 4. Easy application process and great customer service.„

Lisa S.
16 Aug 2024

Highly recommended

“It is great experience working with Sonia from Loans.com.au. She is very knowledge, good communicator, follow up and responds quickly which helped to get the approval in few days exceeding my expectation.„

Rajesh M.
29 Jul 2024

Our Google rating

4.5 453 reviews

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It's fast & easy to get a loan with loans.com.au

1

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

3

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

4

Settle

Your loan will settle and you'll start enjoying the benefits of your low-rate car loan!

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How it works
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Konnie

Lending Specialist

Ready to talk with a real person about our low-rate car loan?

Get help from a friendly member of our Australian-based car lending team.

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Real Good Rewards

As a loans.com.au customer, if you refer a new customer to us we’ll reward you.

$1,000 New Home Loan Customer
$250 New Car Loan Customer
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Ready to get the keys to your new car?

Complete our quick application form to find out if you qualify.

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