Need a real good car loan?
Make it easy for you to get your car loan approved in less than 24 hours~ so you can start saving and drive away sooner.
Our car loan interest rates
| Car Loan | Interest Rate | Comparison Rate | Weekly Repayment | Product Features | Details |
|---|---|---|---|---|---|
Green / Electric Car LoanVariable • Discounted rate on qualifying electric cars • Redraw up to $5k/dayMost Popular
|
6.09% p.a. | 7.21% p.a. | $165 |
|
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New / DemoVariable • Demo vehicles acceptable up to 5000 kms^ • Redraw up to $5k/day |
6.24% p.a. | 7.36% p.a. | $166 |
|
Get started |
“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”
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Car loan customer
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Our car loan application process
Application
Simply fill out your car loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
Goodbye paperwork
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Speak to specialist
You will then have an appointment with one of our lending specialists to organise your preliminary approval of your loan, and help you progress through the car loan approval process through to settlement as quickly as possible.
Signing document
Check onTrack to received your final approval, mortgage documents and loan agreement. You must sign these and return them in to onTrack, which authorises us to deal directly with your existing lender.
Settlement
Your loan will settle so you can make payment to the dealer or private seller. You'll start saving with your new low rate, and get your keys to your dream car!
Access your account
Once settlement is complete, we will send your login credentials to start managing your payments in the Smart Money app.
Frequently asked questions
Meet the team who’ll start saving you thousands
What is a green car?
If you’re in the market for a new car, consider taking a green car out for a ride. Green vehicles can provide exceptional performance while being better for the environment.
Electric Cars & Hybrid Cars: What’s the difference?
Looking for a greener alternative to the standard car? Buying a hybrid and electric vehicle may be right for you. It’s important to note that although both vehicles offer environmental benefits, they differ in a lot of ways. Read on to learn about electric and hybrid cars.
Guide to refinancing a car loan
If you’re on the fence about refinancing your car loan, our guide explains what refinancing entails.