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Resources

Get the basic facts before applying for a home loan or car loan. We have created some useful guides and resources to help you through for each stage of your buying journey.

Getting started

We understand saving for a house deposit can take time. There'ss also a few external factors to be aware of, such government charges including registration fees and stamp duty, legal fees and moving costs, or even assistant schemes to help you cover some of your costs. It's important to do your research for everything you will be up against, and what support is available to you, when applying for a loan.

HOME LOAN ANSWERS

Not sure what LVR is when it comes to applying for a home loan? We'll help you understand what it is and how to calculate it.

HOME LOAN ANSWERS

Lenders Mortgage Insurance (LMI) helps lenders reduce their risk in cases where borrowers have smaller deposits to put down for their loans. Learn more.

Guides

Most people have questions as they start on their home loan journey, so we have created these guides to help you.

Guide to Refinancing

Guide to Refinancing

Find out how to refinance your home loan the quick and hassle-free way.

View page | Download PDF

Guide to Buying an Investment property

Guide to Buying an Investment property

Buying an investment property is an exciting time but it can also be daunting. Our guide contains our loan process, documents, pre-approval, tips and more.

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Guide to Buying my First Home

Guide to Buying my First Home

Here's everything you need to know about purchasing your first home from getting approved for a loan to getting the keys to the house.

View page | Download PDF

Guide to Buying a Home at Auction

Guide to Buying a Home at Auction

Get your home loan approved so you can bid with confidence.

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Guide to Buying my Next Home

Guide to Buying my Next Home

Find out how to buy your next home the quick and hassle-free way. Our guide contains our loan process, documents, pre-approval, tips and more.

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Guide to Building a Home

Guide to Building a Home

Get your home loan approved so you can get on with the build.

View page | Download PDF

Car Loan Basics

Thinking of getting a car loan but not sure where to start? At loans.com.au we're here to answer all your car finance questions.

CAR LOAN ANSWERS
Car finance options
CAR LOAN ANSWERS

If you’re searching for a new car, having pre-approval for a car loan could put you in the fast lane and save you a lot of money.

CAR LOAN ANSWERS

Not sure whether to pay for a car with cash or get a car loan instead? We break down the pros and cons of each.

Guides

We've put together handy guides for everything you need to know when it comes to taking out a car loan, so all the information is here in one place.

Guide to Buying a Car

Guide to Buying a Car

Find out how to refinance your home loan the quick and hassle-free way.

View page | Download PDF

How it works

Short video guides on how the different types of home and car loan works.

 
Deposit amount
1:17
 
Borrowing capacity
1:07
 
What is stamp duty?
1:11

FAQs

We prepared frequently asked questions to assist you in answering all your home loan and mortgage questions.

FAQ

Not sure how an offset sub-account can help you repay your loan faster? We explain the benefits and how it can reduce your interest repayments.

FAQ

Not sure what the difference is between a fixed or variable rate? We break down the key differences and the pros and cons of each for borrowers.

Still looking for answers?

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Our experienced loan specialists are here to help – just book a call to have all your questions answered.

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