How to use our Stamp Duty Calculator
When buying a property, it’s important to factor other costs outside of saving for a deposit, and stamp duty is one of the biggest upfront costs you’ll come across.
Stamp Duty payments are also dependent on which state you live in and will change based on the factors you enter in the calculator. To calculate what stamp duty you’ll need to pay for the property or any grants you may be eligible for, you’ll need to know:
- State / Territory of property
- Value of property
- Total income of all purchasers
- Property type
- First home buyer vs existing buyer
- Established home vs new home vs land
- How many children will occupy the property
- If you are an eligible pensioner
Why use a stamp duty calculator?
Stamp duty is a charge home buyers must pay which is applied by each state government in Australia. It is simply for the transfer of land or property, and will vary depending on the purpose and location of the property, for example if it is an investment property or if you’ll be living in it.
This calculator is useful to calculate how much stamp duty you will need to pay, based on the value of your property, location and other factors.
The general rule is: the pricier the property, the higher the stamp duty is likely to be, so it’s good to have an understanding on what costs you’ll be up for to make sure you can afford it on top of your deposit and other potential fees and charges.
Stamp Duty FAQs
What is stamp duty?
Stamp duty is a charge home buyers must pay for the transfer of land or property. It is levied separately by each state government in Australia, and the costs will vary depending on the purpose and location of the property, for example if it is an investment property or if you’ll be living in it.
How much is stamp duty?
There's no one answer or set price for stamp duty costs. There are many factors involved in determining the cost of stamp duty for a property such as the state you're buying in, the property price, the type of home you're looking to buy and if you're investing or living in the property.
Who is exempt from stamp duty?
A first-time buyer in some states can be exempt from paying stamp duty and can benefit from further concessions, helping make it easier for people to buy their first home.
How is stamp duty calculated?
The easiest way to calculate how much your stamp duty is likely to be is having your details handy and using our simple stamp duty calculator.
Is there stamp duty on land?
Yes you will have to pay stamp duty even for land purchases. You may find that it will be cheaper because there is no property attached to the land yet. For example, in Queensland, you could be entitled to a reduced rate of stamp duty if you are buying vacant land worth less than $400,000 with the intention to build your own home on it.
Do you need to pay stamp duty on an investment property?
Yes, you will have to pay stamp duty if you purchase an investment property. You may find it will be more expensive, and this cost will vary dependent on which state you’re in.
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Important information
This calculator provides you with an estimate of the stamp duty costs you’ll have to pay in your state. The calculator does not take into any other costs associated with purchasing a property or land. The results are intended as a guide only and based on the information you enter.
- Assumptions: All information you enter to the calculator is correct.
- There may be additional costs for non-residents.
- Costs vary from state to state.
- You should confirm government costs with your relevant state government.