Investment property loan
Variable Investor Home Loan
Whatever stage you are at with your property investment goals, we’re here to help.
We have a number of low - rate investment loan options with great features and flexible repayment options.
Our home loan interest rates
| Home Loan | Interest Rate | Comparison Rate | Monthly Repayment | Product Features | Details |
|---|---|---|---|---|---|
Variable Investor Home LoanInvestor • Principal & Interest • Up to 90% LVRMost Popular
|
6.34% p.a. | 6.36% p.a. | $3,108 |
|
Do I Qualify? |
Investor PackageInvestor • Principal & Interest • Up to 80% LVR |
6.28% p.a. | 6.30% p.a. | $3,088 |
|
Do I Qualify? |
Green InvestorInvestor • Principal & Interest • Up to 90% LVR |
6.19% p.a. | 6.58% p.a. | $3,059 |
|
Do I Qualify? |
Your property report
Here’s what you’ll get in the loans.com.au free property report.
The report contains:
A list of the recent sales of properties similar to the one you are looking at.
A list of properties currently on the market, similar to the one you are looking at.
An estimation of the value of the property.
Why choose loans.com.au?
Competitive rates
Being an online lender means fewer costs for us which means great rates for you.
Australian based
Rely on the support of our Australian-based team when you need to talk things through.
Flexible options
We have a full range of loan features with weekly, fortnightly or monthly repayment options.
Quick decision
Apply online or chat to one of our specialists for a quick decision and easy application.
As seen on...
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
Meet the team who’ll start saving you thousands
Our home loan application process
Application
Simply fill out your home loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
onTrack
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Speak to specialist
You will then have an appointment with one of our lending specialists to organise your preliminary approval of your loan, and help you progress through the home loan approval process through to settlement as quickly as possible.
Signing document
Check onTrack to received your final approval, mortgage documents and loan agreement. You must sign these and return them in to onTrack.
Settlement
Your loan will settle and you’ll start saving with your new loan rate, and get your keys to your new dream home!
Access your account
Once settlement is complete, we will send your login credentials to start managing your payments in the Smart Money app.
Common investment loan questions
Top Suburbs for Rental Yield in South Australia
Where is the best place to purchase a rental property in South Australia? Before going through with your property purchase, consider the suburbs with the best rental yields.
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If you’re in the market for a new car, consider taking a green car out for a ride. Green vehicles can provide exceptional performance while being better for the environment.
Average Australian Mortgage Size in 2024
Looking into the individual states and territories, it’s evident that New South Wales has the highest average mortgage size in the country, averaging $780,028. The New South Wales mortgage size has now reached its highest since the beginning of 2024.
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