Found a preloved vehicle and love it?
Used Car Loans
Why choose an award winning low-rate car loan?
Approval within 24 hours~
Apply online and if you qualify, you’ll know your budget to find your new car.
From 3 to 7 year loan term
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
A low rate car loan that looks just like this
Here’s your new offer
Rates
Variable
Used < 3 years
Used < 5 years
Variable Rate:
7.74% p.a.**
7.74% p.a.**
Comparison Rate:
8.85% p.a.*
8.85% p.a.*
Fixed
Used < 3 years
Used < 5 years
Used 6-7 years
Used 8+ years
Fixed Rate:
7.89% p.a.**
7.99% p.a.**
9.29% p.a.**
12.99% p.a.**
Comparison Rate:
9.00% p.a.*
9.10% p.a.*
10.40% p.a.*
14.10% p.a.*
Key Features
Flexible loans
Real easy steps
Real good interest rate
Approval within 24 hours~
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$174 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 7.74% p.a. paying variable rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Variable
Variable Rate:
Comp Rate:
7.74% p.a.**
8.85% p.a.*
Fixed
Fixed Rate:
Comp Rate:
7.89% p.a.**
9.00% p.a.*
Flexible loans
Real easy steps
Real good interest rate
Approval within 24 hours~
Application fee
$400
Monthly fee
$8
Discharge fee
$0
“I was updated along the along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”
Sienna
Car loan customer
As seen on...
Used Car Loan FAQs
Konnie Sewell
Lending Specialist
Ready to talk with a real person about our low-rate car loan?
How to buy a car from a private seller
Buying a car privately, or from a private seller, offers great perks like better prices, a larger range of options, and more room to negotiate. If you’ve found your perfect car but it’s being sold privately, don’t fret! Here’s how to buy a used car privately.
Guide to Buying a Used Car
Navigating the used car market can be daunting. There's always that risk of accidentally buying a lemon. But often, the opportunity to snag a great deal is too good to refuse. If you want to save thousands and find a good second-hand car, you need to be prepared.
Should you buy a used electric car?
Electric cars are typically much more expensive compared to their petrol counterparts. But now, as newer electric cars enter the market, the demand for second-hand electric vehicles is expected to lower. This may lead to prices for second-hand electric cars becoming much more affordable.
Know these Red Flags Before Buying Used Cars in Australia
5 tips that will help you sell your car sooner
What should I know about trading in my car?
How to maximise your car's resale value
Should you trade in your old car when buying a new one?
5 signs its time to trade in your car
