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Work out your Caravan loan repayments

Use our caravan loan calculator to estimate what your monthly repayments could be.

Your loan details

Reason for loan
Loan term
%
Rate type
Your estimated loan repayments
at 6.74% variable rate

Estimated repayment#
$673.47 per month
Total principal paid
$45,000
Total interest paid
$10,490
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New Caravan Loan

Variable Available for New Caravans^ Redraw up to $5k/day
Buy your caravan and start exploring.

Interest rate
6.74% p.a.
7.87% p.a.

Estimated repayment#
$673.47 per month
Total principal paid
$45,000
Total interest paid
$10,490

Which caravans do you finance?

To qualify for our caravan loan, acceptable asset types are considered as;

  • Caravan: A caravan is a rigid unit that can be towed by a motor vehicle, with either a fixed or pop top.
  • Camper Trailer/Camper: A trailer with unfolding canvas roof and sides which, when laid out, forms a living/sleeping area.
  • Hybrid Caravan: A hybrid caravan is a cross between a caravan and a camper trailer. It has hard, permanent walls like a caravan, but the suspension and towing ability of a camper trailer.

Assets types we will not provide a caravan loan for are;

  • Campervan: A standard motorised van equipped with most of the features and fittings found in a caravan. Some units have a roof which may be raised. Also known as a motor camper.
  • Motor Home: A unit which consists of a self-contained living unit mounted onto a standard cab chassis.
  • Any type that is DIY home built

To find out if your caravan is on our approved list of asset types, just call 13 10 90 and speak with one of our caravan lending experts.

 

Things you should know

  • This caravan loan calculator is intended as a generic tool to calculate repayments, and does not take your objectives and financial situation into account.
  • Calculations made are intended as a guide only, and accuracy of results is determined by the details you enter.
  • The calculator does not take any fees into account, and it’s important to note that different lenders may apply different fees and additional costs to their caravan loans. The only additional cost associated with a caravan loan is an establishment fee at the time of settlement and a monthly fee of $8.
  • Your results are not an offer of lending. The amount you can borrow may vary from your calculator results once you complete your online loan application and our team have assessed against our lending criteria.

Caravan Loan FAQs

You can borrow between $5,000 to $100,000.

Yes. $400 application fee ($500 via a private sale) and $8 monthly fee.

You can get pre-approved on the same day, and final approval within 2 days. The overall processing time, from application to settlement, takes 3-4 days.

Our caravan loans must be secured.

We do offer pre-approval for caravan loans. Contact our friendly lending team to discuss, or, if you’re ready to go ahead with your caravan loan, click here to apply for pre-approval online.

Most pre-approvals usually only last for 30 days, but at loans.com.au they’re valid for 60 days.

Your caravan loan term can be 3 to 7 years.

You must be 18 years or over, an Australian citizen or permanent resident, home-owners, employed, demonstrate a good credit history and not be bankrupt.

You can finance most caravans towable by a motor vehicle, including camping trailers and pop tops. We do not accept campervans, motorhomes.

You can pay weekly, fortnightly or monthly, setup through a direct debit.

Questions? We can help

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Send us a Live Chat with any caravan loan questions you have and we’ll respond straight away.

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Talk to a caravan lending specialist

Our experienced team of lending specialists are here to help you. Book an appointment and we can answer any questions you have.

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