Why choose an award winning low-rate car loan?
Approval within 24 hours~
Apply online and if you qualify, you’ll know your budget to find your new car.
From 3 to 7 year loan term+
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
A low rate car loan that looks just like this
Here’s your new offer
Rates |
|
Key Features | Flexible loans | |
Approval within 24 hours | ||
Borrow from $5,000 to $150,000 | ||
Easy online process | ||
Access your account via Smart Money app |
Repayments | Frequency | Weekly, monthly or fortnightly |
Estimated repayments | $172 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 7.39% p.a. paying variable rate. |
Fees |
Application fee |
$400 |
Monthly fee | $8 | |
Discharge fee | $0 | |
Early termination fee |
$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
Variable |
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Variable Car Loan - Used < 3 years old | Interest Rate: 7.39% p.a.** |
Comp Rate: 8.52% p.a.* |
Variable Car Loan - Used < 5 years old | Interest Rate: 7.39% p.a.** |
Comp Rate: 8.52% p.a.* |
Fixed |
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Fixed Car Loan - Used < 3 years old | Interest Rate: 7.59% p.a.** |
Comp Rate: 8.72% p.a.* |
>Fixed Car Loan - Used < 5 years old | Interest Rate: 7.69% p.a.** |
Comp Rate: 8.82% p.a.* |
Fixed Car Loan - Used < 6-7 years old | Interest Rate: 8.99% p.a.** |
Comp Rate: 10.12% p.a.* |
Fixed Car Loan - Used < 8+ years old | Interest Rate: 12.69% p.a.** |
Comp Rate: 13.80% p.a.* |
Flexible loans | |
Approval within 24 hours~ | |
Borrow from $5,000 to $150,000 | |
Easy online process | |
Access your account via Smart Money app |
Frequency | Weekly, monthly or fortnightly |
Estimated repayments | $172 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 7.39% p.a. paying variable rate. |
Application fee | $400 |
Monthly fee | $8 |
Discharge fee | $0 |
Early termination fee |
$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
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Sienna
Car loan customer
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Konnie
Lending Specialist
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