loans.com.au: Online Home Loans And Car Loans Australia

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Marie Mortimer

Managing Director of loans.com.au

Launched in 2011, loans.com.au, was Australia's first online lender

loans.com.au was one of Australia's first online lenders allowing people to get a home loan online. We've since grown to become one of Australia's largest lenders with happy home and car loan customers all over Australia.

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We are awarded

20244 WeMoney - Best Value for Refinance

2023 WeMoney - Best for Value (Variable)

2023 Mozo - Expert's Choice for Low Cost Home Loan

2022 WeMoney - Outstanding Customer Service

We're recognised & awarded by the Australian financial industry.

Special offers

3 Year Fixed (Special)

5.69

p.a

Rates from ^*

6.16

p.a

Comparison rate*

Split with variable rate

Up to $10,000/yr extra repayment/year

90 day rate lock option available

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Variable Investor Home Loan

6.34

p.a

Rates from ⁺

6.36

p.a

Comparison rate*

Discounted home loan rate

Unlimited free redraw

Redraw your funds or pay bills with BPAY

Find Out More

2024 Mozo - Expert's Choice for Best Green Home Loan

Our home loan products are recognised & awarded by the Australian financial industry

“loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family.”

Hamish

loans.com.au customer

How we were able to help

Why choose us?

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Low Interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

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I felt understood and valued

“Ai Chi Hinh is an outstanding professional who genuinely cares for her clients. Her ability to listen and her problem-solving skills are truly commendable. I am grateful for her support and expertise during a challenging time.„

Heather E.

10 Oct 2024

Could not recommend them enough

“Kimberley was wonderful, very informative, and patient. Communication was on point and all-around professional and friendly throughout the process.„

Jillian G.

14 Sep 2024

Got what I needed very quickly

“Great rates, easy to use, simple process. Got what I needed very quickly„

Lachlan J.

12 Sep 2024

I highly recommend this lender

“I switched my home loan from a big bank to Loans.com.au and was pleasantly surprised by their competitive rates and sleek web banking platform.„

Alex A.

02 Sep 2024

More than exceptional

“My experience with loans.com.au was more than exceptional. Ray was nothing short of amazing throughout this process. I highly recommend loans.com.au!„

Matthew P.

23 Aug 2024

Very professional and polite

“This is a very good organization. Less than a week turnaround, and they were very professional and polite. I recommend this business.„

Drew D.

19 Aug 2024

Easy application process

“By far the best lender I've ever dealt with. Sooooo much better than any of the big 4. Easy application process and great customer service.„

Lisa S.

16 Aug 2024

Highly recommended

“It is great experience working with Sonia from Loans.com.au. She is very knowledge, good communicator, follow up and responds quickly which helped to get the approval in few days exceeding my expectation.„

Rajesh M.

29 Jul 2024

Very Happy with Jessica's service

“Very Happy with Jessica's service so far. She is knowledgeable and efficient, and always available to answer my questions. The portal is also very easy to use. Thank you.„

Cristina R.

09 Jul 2024

Would definitely recommend Loans.com.au

“Would definitely recommend Loans.com.au, very competitive loan rate, app simple to use, staff easy to talk to.„

Roxanne L.

08 Jul 2024

Best experience

“We had the best experience getting a loan with the loans.com.au. Everyone we spoke to was friendly and transparent with communications. We really appreciated all the effort the loans.com.au team put into turning around our finance approval <3„

Stamatia B.

04 Jul 2024

Outstanding customer service!

“I had an excellent experience with loans.com.au while securing my car loan. Rena and Crystal provided exceptional service throughout the entire process. They were knowledgeable, efficient, and always available to answer my questions.„

Rohit P.

17 Jun 2024

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Our Google rating

4.5 449 reviews

Helpful calculators

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Women, Children, & Community Program

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Event

Baking Day with Ronald McDonald House Charity

A selection of our loans.com.au team spent the day at the Ronald McDonald House in South Brisbane, participating in the 'Baking with Love' event.

15 Aug 2024

Event

Farm Angels Packing Day

We participated in two impactful volunteer days – a Trademark Flanno packing day and a Father's Day packing day - which took place on July 17th & 23rd...

31 Jul 2024

Event

Guide Dogs

We had the pleasure of chatting with the team at Guide Dogs Queensland to find out more information about the work they are doing daily.

16 Jul 2024

Event

Eat Up Sandwich Making

On June 18, some of our loans.com.au team had the privilege of lending a helping hand to Eat Up Australia by assisting with the making of school lunch...

01 Jul 2024

Event

Meals from the heart

The Ronald McDonald House Charity provides essential services that remove barriers, strengthening families and promoting healing when children need he...

01 Jul 2024

Event

Pyjama Packing Day

Team members headed over to the Pyjama Foundation Headquarters to help the fantastic charity prepare for their upcoming National Pyjama Day fundraiser...

01 Jul 2024

Event

Rosies - Friends on the Street

The team at loans.com.au stepped up to lend a helping hand to the incredible charity, Rosies - Friends on the Street.

02 Apr 2024

Event

Juiced TV

As part of the loans.com.au Women, Children & Community Program, we’re interviewing some of the special people who make our program what it is. From o...

26 Feb 2024

Event

Red Bag Appeal 2023

We headed over to Wesley Mission to help out with their Red Bag Appeal. The team had a great morning unpacking donations and making hampers for people...

05 Dec 2023

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Konnie

Lending Specialist

Ready to talk with a real person about our low-rate car loan?

Get help from a friendly member of our Australian-based car lending team.

Let's talk

Ready to start saving on your home loan?

You'll be taken to the pre-qualify page where we get you into seeing if you’re eligible for a loan.

Do I Qualify?

We'll help you into your new home or car.

Need a real good loan?

Home loans

Car loans

Caravan loans

Launched in 2011, loans.com.au, was Australia's first online lender

We are awarded

Special offers

“loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family.”

Why choose us?

Award winning

Flexible options

Australian based

Low Interest rates

As seen on...

Join our other customers

Our Google rating

Helpful calculators

Women, Children, & Community Program

Ready to talk with a real person about our low-rate car loan?

Ready to start saving on your home loan?

Welcome to loans.com.au _