Why choose an award winning low-rate car loan?
Approval within 24 hours~
Apply online and if you qualify, you’ll know your budget to find your new car.
From 3 - 7 year loan term
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
“Very easy process with a friendly lending manager to guide you through.”
What other customers are saying
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Rates
Variable
Variable Rate:
6.24% p.a.**
Comparison Rate:
7.36% p.a.*
Fixed
Fixed Rate:
7.19% p.a.**
Comparison Rate:
8.31% p.a.*
Key Features
Flexible loans
Approval within 24 hours
Borrow from $5,000
Easy online process
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$166 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.24% p.a. paying variable rate.
Fees
Application fee
$400
Monthly fee
$8
Discharge fee
$0
Variable
Variable Rate:
Comp Rate:
6.24% p.a.**
7.36% p.a.*
Fixed
Fixed Rate:
Comp Rate:
7.19% p.a.**
8.31% p.a.*
Flexible loans
Approval within 24 hours
Borrow from $5,000
Easy online process
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$166 per week#
The weekly repayment estimate is based on a $45,000 loan over 7 years at 6.24% p.a. paying variable rate.
Application fee
$400
Monthly fee
$8
Discharge fee
$0
![Gold Award - Best Green Car loan](/media/images/awards/rc-goldaward2022-best-green-car-loan.png)
![Gold Award - Best New Car Loan](/media/images/awards/rc-goldaward2022-best-new-car-loan.png)
Frequently asked questions
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane. Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender.
Konnie Sewell
Lending Specialist