Why choose a variable rate home loan?
Offset available for 0.10%^
Add an offset sub-account with Visa debit card access to your variable rate loan to help you to pay it off faster and with less interest.
Zero monthly or ongoing fees
Save thousands over the life of your variable rate home loan with access to award winning low rates with no hidden fess or charges.
Unlimited free redraws
Benefit from our variable rate home loan by making extra repayments on your loan with unlimited redraws at no extra cost. It's that easy.
Quick and easy process
Apply online or chat to one of our Australian based home lending specialists, for a quick decision and easy application.
A home loan that saves you more.
Here’s your new offer
Rates |
|
Key Features | Up to 30 years loan term |
|
Available for refinance |
|
|
Unlimited additional repayments |
|
|
|
|
Repayments | Frequency | Weekly, monthly or fortnightly |
Estimated repayments | $2,931 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.79% p.a. paying principal and interest. |
Fees | Application fee | $0 |
Ongoing fees | $0 | |
Security assessment fee | $230 | |
Government fees | At cost | |
Settlement fee | $300 |
P&I |
|||
Variable Home Loan | Interest Rate: 5.79% p.a.*** |
Comp Rate: 5.83% p.a.* | |
Max LVR: 90% |
IO |
|||
Variable Home Loan | Interest Rate: 6.29% p.a.*** |
Comp Rate: 6.16% p.a.* | |
Max LVR: 80% |
Up to 30 years loan term |
|
Available for refinance |
|
Unlimited additional repayments |
|
|
|
Frequency | Weekly, monthly or fortnightly |
Estimated repayments | $2,931 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.79% p.a. paying principal and interest. |
Application fee | $0 |
Ongoing fees | $0 |
Security assessment fee | $230 |
Government fees | At cost |
Settlement fee | $300 |
Download the Key Facts Sheet

"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
Join our other customers
As seen on...
Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.
Welcome to loans.com.au _
Just in case we lose you, may I ask for your contact details....