SMSF Residential Loan
Looking for a low rate SMSF loan? loans.com.au has some of the lowest rate SMSF loans in the market.
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Our SMSF Loans
| SMSF Loan | Interest Rate | Comparison Rate | Monthly Repayment | Product Features | Details |
|---|---|---|---|---|---|
SMSF 70Most Popular
|
6.99 % p.a. | 7.01 % p.a. | $3,323 |
|
Enquire now |
SMSF 80 |
7.49 % p.a. | 7.51 % p.a. | $3,493 |
|
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SMSF 80 (Fixed 2 Years) |
7.34 % p.a. | 7.48 % p.a. | $3,441 |
|
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SMSF 80 (Fixed 3 Years) |
7.24 % p.a. | 7.43 % p.a. | $3,407 |
|
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SMSF 80 (Fixed 5 Years) |
7.39 % p.a. | 7.46 % p.a. | $3,458 |
|
Enquire now |
Why choose a self managed super fund loan?
Zero monthly fees
Saving on fees also means more money towards your SMSF goals.
One central hub
Access your SMSF loan via our easy-to-use online app Smart Money.
Unlimited repayments**
Pay off your SMSF loan sooners with unlimited extra repayments.
A win for you.
No application and settlement fee. No monthly or ongoing fees.
Calculate your SMSF borrowing capacity
Fill out your information, and we can estimate your maximum SMSF borrowing capacity on an investment property.
Based on the data you have supplied, we estimate you can borrow:
Looking for a low rate SMSF loan? loans.com.au has some of the lowest rate SMSF loans in the market.
A self managed super fund loan that looks just like this
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Rates
Principal & interest
Interest Rate:
Comparison Rate:
Max LVR:
SMSF 70
6.99% p.a.*
7.01% p.a.*
70%
SMSF 80
7.49% p.a.*
7.51% p.a.*
80%
SMSF 80 (Fixed 2 Years)
7.34% p.a.*
7.48% p.a.*
80%
SMSF 80 (Fixed 3 Years)
7.24% p.a.*
7.43% p.a.*
80%
SMSF 80 (Fixed 5 Years)
7.39% p.a.*
7.46% p.a.*
80%
Key Features
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
No monthly or ongoing fees
No settlement fee
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,323 per month.#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest.
Fees
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$0
Optional rate lock fee
$350*^
P&I
SMSF 70
Interest Rate:
6.99% p.a.*
Comp Rate:
7.01% p.a.*
Max LVR:
70%
SMSF 80
Interest Rate:
7.49% p.a.*
Comp Rate:
7.51% p.a.*
Max LVR:
70%
SMSF 80 (Fixed 2 Years)
Interest Rate:
7.34% p.a.*
Comp Rate:
7.48% p.a.*
Max LVR:
70%
SMSF 80 (Fixed 3 Years)
Interest Rate:
7.24% p.a.*
Comp Rate:
7.43% p.a.*
Max LVR:
70%
SMSF 80 (Fixed 5 Years)
Interest Rate:
7.39% p.a.*
Comp Rate:
7.46% p.a.*
Max LVR:
70%
Up to 30 years loan term
Available for refinance or purchase
Unlimited additional repayments
No monthly or ongoing fees
No settlement fee
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$3,323 per month.#
The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest.
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$0
Optional rate lock fee
$350*^
Download the Key Facts Sheet
Our home loan products are recognised & awarded by the Australian financial industry
| Rates |
|
| Key Features | Up to 30 years loan term |
|
| Available for refinance or purchase |
|
|
| Unlimited additional repayments |
|
|
| No monthly or ongoing fees |
|
|
| No settlement fee |
|
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $3,323 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest. |
| Fees | Application fee | $0 |
| Ongoing fees | $0 | |
| Security assessment fee | $230 | |
| Government fees | At cost | |
| Settlement fee | $0 | |
| Optional rate lock fee | $350*^ |
P&I |
|||
| SMSF 70 | Interest Rate: 6.99% p.a.* |
| Comp Rate: 7.01% p.a.* | |
| Max LVR: 70% |
| SMSF 80 | Interest Rate: 7.49% p.a.* |
| Comp Rate: 7.51% p.a.* | |
| Max LVR: 70% |
| SMSF 80 (Fixed 2 Years) | Interest Rate: 7.34% p.a.* |
| Comp Rate: 7.48% p.a.* | |
| Max LVR: 70% |
| SMSF 80 (Fixed 3 Years) | Interest Rate: 7.24% p.a.* |
| Comp Rate: 7.43% p.a.* | |
| Max LVR: 70% |
| SMSF 80 (Fixed 5 Years) | Interest Rate: 7.39% p.a.* |
| Comp Rate: 7.46% p.a.* | |
| Max LVR: 70% |
| Up to 30 years loan term |
|
| Available for refinance or purchase |
|
| Unlimited additional repayments |
|
| No monthly or ongoing fees |
|
| No settlement fee |
|
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $3,323 per month.# The monthly repayment estimate is based on a $500,000 loan over 30 years at 6.99% p.a. paying principal and interest. |
| Application fee | $0 |
| Ongoing fees | $0 |
| Security assessment fee | $230 |
| Government fees | At cost |
| Settlement fee | $0 |
| Optional rate lock fee | $350*^ |
Download the Key Facts Sheet
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Laura
Home loan customers
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Frequently asked questions
Konnie
Lending Specialist
Real humans based in Brisbane, Australia
As an experienced lending specialist, Konnie and our team can answer all your questions to get you on track and start saving thousands.
A guide to SMSF Property Valuations
An SMSF property valuation is essential when creating annual SMSF financial reports. It’s there to confirm if your SMSF follows superannuation fund laws. The asset valuation also affects the returns for members and overall SMSF sector performance.
A guide to SMSF commercial property
Investing in commercial real estate is a popular way to use your SMSF. It provides great profit potential while giving members more flexibility compared to stocks, bonds, and residential property investments.
Can I lend money to my SMSF to buy an investment property?
Your SMSF is allowed to borrow money from related parties if it meets certain conditions. If your superannuation fund can cover the deposit, you could lend your SMSF the money needed to purchase an investment property.
A guide to selling SMSF property
Retirement options for SMSF Property
The Pros and Cons of Using SMSF to Invest in Property
How to Set Up an SMSF for Property Investment
Buying land and building with SMSF
How do SMSF Trustees work?
A guide to SMSF Home Loans
How to refinance an SMSF loan
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