Investment property loan
If you're thinking of growing your property portfolio, we're here to help.
Multi-award winning
Variable Investor Home Loan
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Discounted investor loan rate+ -
Offset sub-account available for +0.10%^
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No monthly or ongoing fees
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Fee Free redraw on any additional repayments
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Pay your bills via BPAY
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Access your account via Smart Money app
Whatever stage you are at with your property investment goals, we’re here to help.
We have a number of low - rate investment loan options with great features and flexible repayment options.
Our home loan interest rates
| Home Loan | Interest Rate | Comparison Rate | Monthly Repayment | Product Features | Details |
|---|---|---|---|---|---|
Variable Investor Home LoanInvestor • Principal & Interest • Up to 90% LVRMost Popular
|
6.34% p.a. | 6.38% p.a. | $3,108 |
|
Do I Qualify? |
Investor PackageInvestor • Principal & Interest • Up to 80% LVR |
6.28% p.a. | 6.32% p.a. | $3,088 |
|
Do I Qualify? |
Green InvestorInvestor • Principal & Interest • Up to 90% LVR |
6.19% p.a. | 6.53% p.a. | $3,059 |
|
Do I Qualify? |
Your property report
Here’s what you’ll get in the loans.com.au free property report.
The report contains:
A list of the recent sales of properties similar to the one you are looking at.
A list of properties currently on the market, similar to the one you are looking at.
An estimation of the value of the property.
Why choose loans.com.au?
Competitive rates
Being an online lender means fewer costs for us which means great rates for you.
Australian based
Rely on the support of our Australian-based team when you need to talk things through.
Flexible options
We have a full range of loan features with weekly, fortnightly or monthly repayment options.
Quick decision
Apply online or chat to one of our specialists for a quick decision and easy application.
As seen on...
"We found that loans.com.au still had a very competitive rate and we were happy with the service"
Laura
Home loan customers
Meet the team who’ll start saving you thousands
We have a friendly team of Australian-based lending experts here to help you from application to settlement, so you can get a better loan and start savings thousands.
Our home loan application process
Application
Simply fill out your home loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
onTrack
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Speak to specialist
You will then have an appointment with one of our lending specialists to organise your preliminary approval of your loan, and help you progress through the home loan approval process through to settlement as quickly as possible.
Signing document
Check onTrack to received your final approval, mortgage documents and loan agreement. You must sign these and return them in to onTrack.
Settlement
Your loan will settle and you’ll start saving with your new loan rate, and get your keys to your new dream home!
Access your account
Once settlement is complete, we will send your login credentials to start managing your payments in the Smart Money app.
Common investment loan questions
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