loans.com.au: Australia's First Online Lender

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Marie Mortimer

Managing Director of loans.com.au

Launched in 2011, loans.com.au, was Australia's first online lender

loans.com.au was one of Australia's first online lenders allowing people to get a home loan online. We've since grown to become one of Australia's largest lenders with happy home and car loan customers all over Australia.

Read our story

We are awarded

20244 WeMoney - Best Value for Refinance

2023 WeMoney - Best for Value (Variable)

2023 Mozo - Expert's Choice for Low Cost Home Loan

2022 WeMoney - Outstanding Customer Service

We're recognised & awarded by the Australian financial industry.

“loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family.”

Hamish

loans.com.au customer

How we were able to help

Why choose us?

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Low Interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

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Straightforward

“Straightforward, pleasant, very helpful staff.„

Liz M.

30 Mar 2025

Very helpful and understanding

“Tannah was very helpful and understanding. It's been a very smooth process and great communication on their part!„

Billy T.

28 Mar 2025

Very smooth

“Fabulous Team, thank you so much for a very smooth & successful application!„

Maree L.

27 Mar 2025

Lowest interest rates and easy service

“Returning to loans.com.au for lowest interest rates and easy service.„

Kylie H.

14 Mar 2025

Smooth and fast process

“Friendly customer service. Smooth and fast process without any hassle. Had the loan settled within 2 days of providing necessary documents. A big thank you to Cherie and Rena for their kind and prompt assistance„

Surani F.

14 Mar 2025

Great service

“Great people and great service. Went smoothly and swiftly„

Danny K.

02 Mar 2025

Excellent Service & Fast Process!

“I had a fantastic experience with Loans.com.au. Their advisors were friendly, clear, and ensured my application was in top shape before submission, maximizing the chances of approval. I was thrilled that the entire process was completed in just one day, with settlement happening the very next day! Special thanks to Aichi and Liam for their outstanding support. Highly recommend!„

Sai P.

03 Feb 2025

Excellent communication

“Excellent communication that was timely and thoughtful. Thank you to Sharon for her help through this process.„

Bek D.

27 Jan 2025

Happy with their services and professionalism

“Brent and Tiffany have worked so hard in difficult time pressured circumstances and I am so happy with their services and professionalism. they have been respectful and empathetic with a crazy madwoman going through a settlement process and Tiffany finished the process with flying colors and success all round.„

Big M.

10 Dec 2024

Supportive, explicit and smooth

“Charlie from loans.com.au was incredibly helpful throughout the process of refinancing my home loan. In fact, I cannot fault any of the team members who I engaged with. Every interaction was supportive, explicit and smooth. The process was faster than I expected, and I am really happy with their competitive rates. I will be recommending this company to others!!„

Roxanne P.

09 Dec 2024

Fast and easy

“Jasmin was very professional and easy to deal with. She gave us confidence from day 1 and was very helpful and met everything that we could have hoped for in a broker. I would recommend Loans.com.au to anyone who is wanting finance. Everything was fast and easy. love their work„

Madilaine S.

03 Dec 2024

Professional

“I can highly recommend Sharon from Loans.com.au for her professionalism with our loan. Sharon was a delight to deal with.„

D&M W.

02 Dec 2024

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Our Google rating

4.5 469 reviews

Helpful calculators

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Loan to Value Ratio (LVR) Calculator

Women, Children, & Community Program

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Event

Burger lunch service

Seven of our loans.com.au team members spent the day volunteering at Wesley Mission Queensland in Fortitude Valley, taking part in their weekly Burger...

21 Feb 2025

Event

The Pyjama Packing Day

Some of our team headed over to The Pyjama Foundation HQ to help this fantastic charity spread a little festive cheer by wrapping Christmas presents f...

30 Nov 2024

Event

Baking Day with Ronald McDonald House Charity

A selection of our loans.com.au team spent the day at the Ronald McDonald House in South Brisbane, participating in the 'Baking with Love' event.

15 Aug 2024

Event

Farm Angels Packing Day

We participated in two impactful volunteer days – a Trademark Flanno packing day and a Father's Day packing day - which took place on July 17th & 23rd...

31 Jul 2024

Event

Guide Dogs

We had the pleasure of chatting with the team at Guide Dogs Queensland to find out more information about the work they are doing daily.

16 Jul 2024

Event

Eat Up Sandwich Making

On June 18, some of our loans.com.au team had the privilege of lending a helping hand to Eat Up Australia by assisting with the making of school lunch...

01 Jul 2024

Event

Meals from the heart

The Ronald McDonald House Charity provides essential services that remove barriers, strengthening families and promoting healing when children need he...

01 Jul 2024

Event

Pyjama Packing Day

Team members headed over to the Pyjama Foundation Headquarters to help the fantastic charity prepare for their upcoming National Pyjama Day fundraiser...

01 Jul 2024

Event

Rosies - Friends on the Street

The team at loans.com.au stepped up to lend a helping hand to the incredible charity, Rosies - Friends on the Street.

02 Apr 2024

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Konnie

Lending Specialist

Ready to talk with a real person about our low-rate car loan?

Get help from a friendly member of our Australian-based car lending team.

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Ready to start saving on your home loan?

You'll be taken to the pre-qualify page where we get you into seeing if you’re eligible for a loan.

Do I Qualify?

We'll help you into your new home or car.